On the one hand, with the rapid development of market economy, the degree of social openness is constantly improving, and ideas are becoming more and more diversified. The consumption and investment methods faced by college students have become more diverse, and the consumption concept has also been greatly impacted. On the other hand, most college students are only children, their parents are relatively doting on them, and family financial education is relatively lacking. Cardholders tend to be self-centered when spending, and rarely consider the family's economic situation. In addition, most students go to school far away from their parents, have no reasonable living expenses plan, and spend a lot of money, so credit card consumption has become their remedy to alleviate economic pressure.

As a college student, we must consider what is the primary task of the university. If you want to try some financial management, you can, but you must consider your own situation and family economic ability. Don't affect your normal study and life because you can't repay your overdraft, and avoid a vicious circle. The growth of college students is multifaceted. Besides studying, they should also go deep into the second classroom to practice. Students and parents should communicate well, spend according to the actual economic situation of the family, listen to the opinions of parents, let parents know about the consumption situation, and avoid non-repayment.

I hope I can help you! Take it if you think you can! thank you