The files of poor students who apply for poverty are an important basis for determining the targets of national student loans, tuition remission, difficult subsidies, work-study programs and social assistance, as well as evaluating various scholarships for poverty alleviation. In order to ensure the integrity, authenticity and accuracy of the archives and ensure that the funding is in place, the original archives of poor students are updated and adjusted from mid-March to early April every year, and the archives of poor freshmen are established.
Extended data
How to apply for a national student loan;
Applicable object: Full-time undergraduates, junior college students and graduate students studying in institutions of higher learning in People's Republic of China (PRC) (excluding Hong Kong Special Administrative Region, Macao Special Administrative Region and Taiwan Province Province) who have real financial difficulties. ?
Students applying for national student loans shall meet the following conditions:
(1) has full capacity for civil conduct (minors must obtain the written consent of their legal guardians).
(2) Honest and trustworthy, law-abiding, no violations.
(3) Good academic performance and normal completion of studies.
(4) The income earned during the school period is not enough to cover the basic expenses (including tuition and basic living expenses) needed to complete their studies;
⑤ Strictly abide by the regulations of the state, the handling bank and the national student loan, promise to use the loan correctly and fulfill the repayment obligation according to the regulations.
⑥ Meet other conditions stipulated in the General Rules for Loans published by the People's Bank of China. ? Application procedure: the bank does not directly accept the loan application of students at school. Students who apply for a loan must apply for a loan at the designated department (usually the student office) of their school within 10 days before and after the start of the new school year, and receive and truthfully fill out the Application Form for National Student Loan, the Commitment Letter for Applying for National Student Loan and other related materials.
The national student loan interest rate shall be implemented in accordance with the statutory loan interest rate announced by the People's Bank of China and the relevant national interest rate policies. 50% of the interest on the national student loan borrowed by students is subsidized by the state finance, and 50% is borne by the borrowing students.
Borrowing students and the handling bank should agree on the repayment method and time when signing the loan contract. Flexible repayment of principal and interest can be used to repay the loan in advance, or the interest can be paid off with the principal, or it can be repaid by stages (yearly, quarterly and monthly). The specific repayment method shall be agreed by the lender and the borrower and included in the contract.
The repayment time starts from the first year after graduation at the latest. The principal and interest borrowed by students should be paid off within 4 years after graduation.
? With the consent of the lending bank, the national student loan can be extended, but the state will no longer give interest subsidies after it is overdue.
Ministry of Education of China-Interim Measures for the Administration of State Grants in Colleges and Higher Vocational Schools