There is no money in the student medical insurance card. According to Article 5 of People's Republic of China (PRC) Social Insurance Law, student medical insurance card refers to residents' medical insurance. There is no personal account, but there is a co-ordination account, which can be used to reimburse the insured for hospitalization medical expenses due to illness or accidents, but it needs to be reimbursed according to the local residents' medical insurance reimbursement regulations, and there are limits on the deductible line and reimbursement ratio. Student medical insurance card introduction: student medical insurance is rural medical insurance (new rural cooperative medical insurance), remote medical insurance and unit medical insurance. Medical insurance purchased by universities, primary and secondary school students and children through the school, the insured students can choose the nearest designated hospital for hospitalization, and the urban school students can go to the medical insurance office (branch) of the selected hospital with their student ID cards and ID cards (original household registration).