1. Housing subsidy policy for college students. Some banks will introduce certain policies for students to buy houses. The general discount that college students can enjoy is that they can enjoy the interest rate of 30% lower than the benchmark interest rate when they buy a house with the first mortgage loan. If it is a provident fund loan, the loan interest rate is 3.87%. The down payment for the first suite is 20% of the total house price, and the down payment needs to be paid by yourself.

As a college student, if you want to buy a house, you need to consider whether it meets the conditions, and then decide whether to borrow money to buy a house according to your own conditions. After all, the new job is not very stable, and buying a house with a loan will have certain risks.

For the newly graduated college students, if they want to buy a house, there will be certain risks, and many college students have settled in the school. In this case, they must provide proof of tax payment or social security if they want to buy a house.