Among the following 10 platforms, there are loan platforms launched by licensed financial institutions and loan platforms launched by banks, all of which are unsecured credit loans with lending qualifications. They can apply directly online, the interest rate is transparent, and there is no pre-loan fee. Borrowers in need can try to apply, and the success is subject to the system approval results.

1, the degree is small and complete.

Du Xiaoman Finance is responsible for the operation and cooperates with banks and licensed financial institutions to provide loan services to borrowers. The maximum amount is 200,000 yuan, with an annualized interest rate of 7.2%, with daily interest, and the loan will be repaid the next day. Borrower 18~55 years old or above, can provide original debit card and second-generation ID card. The system grants loans in 30S at the earliest, and lends money in 1 min at the fastest.

2. Mei Tian loan

The credit services provided by licensed financial institutions are compliant and low-interest, with a maximum amount of 50,000 yuan and daily interest. From the comprehensive annualized interest rate of 15.4%, the maximum interest rate shall not exceed the legal red line. Xiaomei members can enjoy a 67% discount on interest rate. The borrower is required to be at least 22-45 years old, with average monthly income and work information meeting the requirements, and can provide his valid ID card+bank card.

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3.JD.COM gold bars

Operated by JD Finance, the system will open, credit and price according to the comprehensive credit situation of users. The daily interest rate is generally around 0.05%. The loan can be recycled within the available amount, and the system can complete the review in a few minutes at the earliest, and then quickly lend it to the bound bank card after passing.

4. Recruit good loans

The main operator is Zhaolian Finance, a licensed consumer finance jointly initiated by China Merchants Bank and China Unicom. The maximum loan amount is 200,000 yuan, and the minimum daily interest rate is 0.029%. It bears interest on a daily basis, and it will be repaid when borrowed. The borrower is over 23~60 years old, is not a college student, has a stable income as the source of repayment, has good personal credit, and can try to apply if the sesame score is above 600.

5360 IOUs

Unsecured credit loan under 360 subjects, with formal financial license, maximum amount of 200,000, daily interest, annualized interest rate as low as 7.2%. The specific interest rate is reviewed and evaluated by the system based on 360 big data. The borrower must be a Chinese mainland resident aged 24-55, and provide simple information such as ID card, bank card and mobile phone number.

6. Microfinance

The maximum amount of credit loan provided by Weizhong Bank is 300,000 yuan, and the longest loan can be 20 months. The daily interest rate is generally between 0.04% and 0.05%. The specific amount and interest rate vary from person to person, and the white list invitation system is adopted. Therefore, borrowers need to see the word micro-loan on WeChat or QQ to be eligible to apply.

7. An Xinhua

Zhongan Xinye unsecured credit loans and products of licensed financial institutions bear daily interest, with the lowest daily interest rate of 0.02% and the highest of 0.0483%. Similarly, the system implements differentiated pricing according to the qualifications of borrowers, so the loan interest rates of borrowers with different qualifications are also different.

8. Comfortable flowers

Immediate consumption of financial credit loans, the maximum amount of 200 thousand, annualized interest rate as low as 7.2%. Loans can be recycled within the credit line, and can only be withdrawn after each credit line is robbed. Interest is calculated on a daily basis, and it can be repaid as you borrow it. The borrower must be a Chinese mainland resident aged 22-40, and can provide ID card and bank card. Remote areas such as Xinjiang and Tibet and Hong Kong, Macao and Taiwan regions cannot apply.

9. Living expenses of the American delegation

For the credit loan products on Meituan, the cooperative funds are banks and licensed financial institutions, with the maximum amount of 200,000, the maximum daily interest rate of five ten thousandths and the annualized interest rate of 18%. Each borrower has different qualifications and different interest rates, and the loan page shall prevail.

10, loan in installments

The products of licensed financial institutions are pure credit and do not need mortgage guarantee. The annual interest rate starts from 7.3%. If you borrow 1 000 yuan, you can use the lowest 2 yuan of 1 day. The system will quickly approve and receive the account in one second at the earliest. Borrowers aged 22~45 can try, as long as they provide their valid ID card+bank card+operator certification.