When handling bank cards for freshmen, the school will consider whether the business organization of the bank is close to the school, whether it is convenient for teachers and students to deposit and withdraw money and handle business, whether it will bring convenience to loans and support the development of the school; Before the start of freshman year, the school will mail the processed bank card and admission notice to the students.
Generally speaking, the banks used by domestic universities in China are China Construction Bank, China Bank, China Industrial and Commercial Bank and Agricultural Bank. University bank cards are usually mailed to freshmen together with the admission notice. Freshmen can register tuition, medical insurance and national student loans through bank cards.
Some universities will give each new student a passbook and a matching bank card before entering the school. In addition to the function of paying tuition fees, it can also be used like ordinary passbooks and cards. I suggest you make good use of the passbook and card issued by the school.
Make good use of the savings card, saving the annual fee and the handling fee for deposit and withdrawal in different places. If students at school don't send cards or remit money at home, they can get a savings card, use it to save money at home, and use a passbook to withdraw money at school for free. You can also get a card and passbook at home and use your card at school. At present, some banks do not charge an annual fee for college students' savings cards, and there are many outlets, so it is very convenient to use them, and only one savings card is used.
Pay attention to the amount of money withdrawn from different places, and try to ensure that there is no more or less. Generally, there is a minimum handling fee for withdrawals from different places. The more times you take it, the more the handling fee will be. Try to calculate the money you need and reduce the number of withdrawals.
If you can swipe your card, you can swipe it, which saves the handling fee for withdrawing money from different places. Whether it is a local card or a different card, as long as it is a UnionPay card, try to swipe your card where you can, and there is no handling fee for swiping your card. Try to reduce inter-bank deposits and withdrawals. Inter-bank inquiry is not acceptable, and there is a charge.