1. Excuse me, Ante. Ant borrowing is a loan service launched by Alipay. At present, the application threshold is sesame score of 600 or above. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. It is very suitable for college students who often use Alipay.
2.JD.COM gold bars. For college students who often shop and spend money, the purpose of 20 17 college student loans is mainly consumption. As an upgraded version of JD.COM White Bar, JD.COM Gold Bar is very attractive.
3. The water image is divided into stages. Water software, with its flexible loan model, currently focuses on the youth market. The loan amount is relatively small, ranging from 500 to 5000, without any guarantee or mortgage, and the loan speed is strong and the operation is simple and convenient.
4. Microfinance. Micro-credit is a micro-credit product of Tencent, which is positioned as Internet micro-credit. The loan amount is below 200,000, and the loan interest rate is lower than that of ordinary credit.
Online loan, mbth is the abbreviation of Internetl network loan, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with 3054 active platforms by the end of April 20 15.
The essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. For things and emerging formats, it is necessary to formulate moderately loose regulatory policies to leave room and space for Internet financial innovation. By encouraging innovation and strengthening the healthy development of online finance, we can better serve the reality.
Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, scientific and reasonable definition of business boundaries and access conditions of various formats, implementation of regulatory responsibilities, clear risk bottom line, protection of legitimate operations, and resolute crackdown on illegal activities".
Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and network. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by laws and regulations such as the Contract Law, General Principles of the Civil Law and relevant judicial interpretations of the Supreme People's Congress.
Network refers to the Internet provided to customers by Internet companies through companies controlled by them. The network should abide by the existing company supervision regulations, give full play to the advantages of online loans, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.
Internet credit originated in Britain, and then developed to the United States, Germany and other countries. Its typical model is that online credit companies provide a platform for borrowers and borrowers to bid freely and reach a deal.
2. Can students of Suning Finance apply?
Suning's financial loan conditions
1, a citizen of China who has a fixed residence in China and a fixed residence in a local town and has full capacity for civil conduct, 18-65 years old;
2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
3. Abide by laws and regulations, and have no illegal acts and bad credit records;
4. The purpose of the loan is clear, in line with state regulations, and relevant certificates can be provided;
5. Other conditions stipulated by the bank.
Students have no stable income. So you can't get a loan. At present, the state does not support students' online loans.
Third, online loans that students can apply for.
1. Excuse me, Ante. Ant borrowing is a loan service launched by Alipay. At present, the application threshold is sesame score of 600 or above. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. It is very suitable for college students who often use Alipay. 2.JD.COM gold bars. For college students who often spend money on shopping, JD.COM Gold Bar is the most cost-effective loan for 20 17 college students. As the purpose of college students' loans is mainly consumption, JD.COM Gold Bar, as an upgraded version of JD.COM White Bar, is very attractive in meeting college students' consumption and purchase. 3. The water image is divided into stages. Water elephant installment is a small short-term loan software. At present, Water Elephant focuses on the youth market by stages with its flexible loan model. The loan amount is relatively small, ranging from 500 to 5000, without any guarantee or mortgage, and the loan speed is strong and the operation is simple and convenient. 4. Microfinance. Micro-loan is a product of Tencent's Weizhong Bank. This product is positioned as an Internet micro-credit product, with a loan amount of less than 200,000 yuan and a loan interest rate lower than that of ordinary credit cards. Online lending, mbth is Internetlending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, and there are about 350 active platforms so far. By the end of April, 20 15, there were 3,054 internet financial platforms, which were still financial in nature, and did not change the characteristics of financial risks, such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation. By encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities. Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and network. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by laws and regulations such as the Contract Law, General Principles of the Civil Law and relevant judicial interpretations of the Supreme People's Congress. Network refers to the Internet provided to customers by Internet companies through companies controlled by them. The network should abide by the existing company supervision regulations, give full play to the advantages of online loans, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission. Internet credit originated in Britain, and then developed to the United States, Germany and other countries. Its typical model is that online credit companies provide a platform for borrowers and borrowers to bid freely and reach a deal.
4. Is there any online loan that college students can apply for?
Yes, it is ok to get a U-university loan. All college students can apply and submit some materials. It's very convenient and there is no formalities. No guarantee, no face-to-face, formal platform, you can rest assured.