Yes, 1. "Pacific Student Card" is a free application, and there is no annual fee. 2. When freshmen report for duty, please bring their "ID card" and "Admission Notice" to the finance department to collect them at the charging site for use during school, regardless of whether there is money in the card. 3. The main purposes of the "Pacific Student Card" are: students deposit the tuition and accommodation fees that should be paid; Subsidies given by the school while students are at school. 4. As a savings passbook, "Pacific Student Card" has all the functions of Pacific Debit Card and is valid for a long time. First Student Card Pacific Student Card is a bank debit card theme card specially designed by Bank of Communications for students. She has all the powerful functions of Bank of Communications debit card to meet your financial needs such as fund accumulation, off-campus merchants' credit card consumption, investment and wealth management. The card in your hand will become an indispensable tool during your life, work and study in Suzhou University, adding more convenience to your life. In order to make you fully understand the advanced functions and correct usage of "Bank of Communications Pacific Student Card" and bring more convenience to your life, please read this manual carefully. Second, get a student card. The magnetic stripe card you got on the admission notice is the Pacific student card of Bank of Communications. When freshmen receive their student cards, they also receive an envelope with a password on it. Please check whether the student ID number and name printed on the envelope are consistent with the student ID card. If not, please report to the school and apply again. To ensure your password security, please be sure to modify your initial transaction password at the ATM of Bank of Communications (card opening is recommended). Friendly reminder: Don't put the password with the card, and don't set the password to birthday or other simple numbers. Student cards generally have two sets of passwords, namely the transaction password and the inquiry password. When you withdraw cash at counters and ATMs, and use your credit card for shopping and other transactions involving accounts, you should use the transaction password. You should use the inquiry password when logging in to online banking or conducting inquiry transactions through telephone banking or multimedia machines. Distinguishing between inquiry password and transaction password is to protect the security of your account. The password you receive in the password envelope is the transaction password, and the inquiry password can be set at any branch of Bank of Communications. Three. Student card 1 function details. Brief introduction to the functions of student cards: a. Financial functions of bank debit cards (savings, investment, transfer, remittance, etc. B. the application of financial functions on campus (withholding tuition fees, awarding prizes/grants, paying wages, paying water, electricity, gas and telephone bills). C. online payment, consumption, entertainment and value-added services. 2. With the student card, you can handle the deposit and withdrawal and transfer business of Pacific card in the same city and different places at more than 3200 business outlets and various self-service terminal devices in Bank of Communications 14 1 city. The procedure is simple and fast, and the handling fee is low. Students from different places can deposit and withdraw money in real time. Attachment: Charge list: 0.4% of the off-site deposit amount of the student card, with a minimum of 1 yuan/transaction, a maximum of 0.2% of the self-service equipment deposit amount, a minimum of 1 yuan/transaction, a maximum of 1% of the off-site cash withdrawal amount of the student card, and a minimum of 1 yuan/transaction. 0.6% of the maximum cash withdrawal amount of self-service equipment 100 yuan/transaction, 0.4% of the transfer amount of student card at different places 1 yuan/transaction, 0.2% of the maximum 50 yuan of self-service equipment/transaction, and 50 yuan of telephone banking 1 yuan/transaction. The maximum 50 yuan/transaction is 0. 15% of the online bank transfer amount, the minimum is 1 yuan/transaction, and the maximum is 50 yuan/transaction 3. Card-deposit exchange: Student card holders can handle real-time transfer and foreign currency savings between cards, between cards and passbook deposits, and between passbook deposits and passbook deposits through telephone banking and online banking. 4. Easy credit card spending: With the student card, you can spend freely in more than 2,000 merchants in Suzhou and merchants of Bank of Communications or UnionPay all over the country, and you can enjoy the convenience brought by advanced payment methods without handling fees. Regular discount promotions and consumption incentives can also give you unexpected surprises. 5. Flexible choice of payment and receipt methods: The powerful function of the student card "Licaitong" allows you to handle all kinds of payment and receipt business easily. At present, Suzhou University mainly includes tuition withholding, scholarships and salary bonuses. With the student card, you can easily pay the water and electricity charges, such as the telephone charges of China Telecom (including PHS), the mobile phone charges of China Mobile and the mobile phone charges of China Unicom (CDMA), which brings great convenience to the cardholders. In addition, the student card also supports many functions, such as bank-securities transfer, bank-securities link and foreign exchange treasure, which brings convenience to the overall management, reasonable arrangement and timely deployment of personal funds. Bank debit cards generally charge an annual fee of 10 yuan/year, while Pacific student cards are exempt from annual fees. 6. Use of self-service devices: At present, self-service devices provided by various campuses include automatic teller machines (ATMs) and automatic deposit machines (CDM), which can provide cardholders with services such as withdrawing money, saving money, transferring money, modifying bank card passwords, inquiring bank card balances, etc., with a maximum daily withdrawal limit.