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Second, how to get an interest-free loan when going to college?

Hello, first of all, congratulations on entering the university gate. The following is what I can explain: First of all, you have to apply in this student, because the competition in the school will be fierce, and you have to have something convincing. For example, when it comes to village cards, it can even be stamped by the county education bureau. This will qualify you as a poor student. Then you apply for a loan, export the application form to the village committee or neighborhood committee and stamp it, and then bring (1) ID card (2)*** ID card of the same borrower (your parents) (3) Notice (4) Stamped application form to the county financial aid management center for processing. You can start now, because it is very troublesome, and the sooner the better. In principle, it is not higher than 6000, generally 5000. The loan is credited to the school and deducted from the tuition. Your repayment period is 14 years.

Third, how do college students apply for interest-free loans

Step 1: Students apply. Students apply to their school institutions within the specified time, receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency (hereinafter referred to as "school institutions"). The materials to be submitted include: (1) approval form for national student loan application; (2) A copy of my student ID card and resident ID card (minors must provide valid identity certificates of legal guardians and written opinions on agreeing to apply for loans); (3) my explanation of the family's financial difficulties; (4) the identification of family financial difficulties by the civil affairs departments of townships, towns and streets and the education administrative departments at the county level; (5) Other supporting documents and materials required by the bank or school. Step 2: The school institution conducts the loan preliminary examination. School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center. School institutions shall examine the qualifications of the national student loan application materials submitted by students, and be responsible for their completeness, authenticity and legality. The preliminary examination will be completed within 20 working days after receiving the application for student loan. After the completion of this work, the school organized a five-day publicity and corrected the problematic application. After the initial examination of the school institution is correct, the loan application form stamped with the official seal will be confirmed within 10 working days, and the students will be informed of the audit results, and the information form for student audit of national student loans (hereinafter referred to as the information form) and the application materials will be sent to the handling bank of China Bank together with the application materials (hereinafter referred to as the handling bank). Step 3: The handling bank approves the loan. The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school. If there are any mistakes or omissions, the school will be required to correct or supplement them. The handling bank shall complete the review within 15 working days after receiving the true and complete application materials submitted by the school. Within 5 working days after the end of all examinations, the handling bank will compile a unified roster of qualified students and send it to the school together with the blank loan contract and the iou. Step 4: Sign a loan contract with the students. After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank. The handling bank shall complete the signing work within 15 working days after receiving the loan contract and iou submitted by the school, and deliver the signed loan contract to the school institution within 5 working days. The school institution will return the loan contract and IOU to the borrower for safekeeping within 5 days after receiving it. Step 5: Loan and repayment

What are the procedures for college students to apply for interest-free loans?

There are two main types of student loans for college students: one is a student-origin loan, which is borne by the National Development Bank; The second is the national student loan, which is borne by the People's Bank of China for universities directly under the Ministry of Education, and by the corresponding cooperative banks for other universities. The maximum amount of student loans is 8,000 yuan/year, which can largely afford students' tuition.

Student loan processing flow: from June to 10 every year.

First, the student loan must first submit an electronic application form on the local education website and fill in the basic information.

Student loan materials should be prepared:

1. Student ID card or university notice, 2. Student account book (must include student account book and account book), 3. * * * Account with guarantor (relative or parent, married or working), 4. * * * There are guarantors and student ID cards, 5. Proof of poverty, stamped with two official seals (township or street, town).

Second, to apply for a student-origin student loan, you must first go to the financial aid center of the Education Bureau for review. The staff must first check whether the application form filled out by the students is wrong. The maximum loan is 8,000 yuan, and the longest loan period is 13 years. I didn't have much interest during college, but my interest was relatively low after graduation.

Three, fill in the contract form and contract, contract in duplicate, contract in triplicate.

Streamlined process: 1. Education Bureau's application for examination → bank handling →

2. Students arrive at school → confirm with receipts → send them to the Education Bureau.

3. The Education Bureau gives feedback to the bank → the bank hits the student account.

National student loan handling process:

Preparation materials:

1, national student loan application form

2, the national student loan recommendation form

3. Questionnaire on College Students and Their Families

4. Application Form

5. A copy of my student ID card and resident ID card.

6. Proof of family financial difficulties issued by the relevant department where the student's family is located;

7. Parents' opinions on applying for national student loans

8. Copy of parents' (either party's) ID card

9, apply for national student loan student commitment