(a) to ensure that college students live in Zheng. For doctoral students, master students, undergraduate graduates (technicians in technical colleges) and junior college graduates (senior workers in technical colleges) who start their own businesses in Zheng, eligible ones can buy * * * property houses, and those who buy commercial houses will be given housing subsidies according to the policy. For those who meet the requirements to provide affordable rental housing before buying a house for college students with entrepreneurial employment in Zheng, a certain area subsidy can be given to those who rent market-oriented rental housing, and the preferential period is 3 years.
(two) to facilitate the purchase of their own housing for migrant workers. Migrant workers who pay housing provident fund in Zhengzhou can apply for housing provident fund withdrawal business according to the same conditions of employees who pay housing provident fund in this city. If you buy a house in Zhengzhou, you can apply for a housing provident fund loan under the same conditions as the employees who have paid the housing provident fund in this city.
(3) Meet the needs of the elderly for the aged at home. If children and close relatives work and live in Zheng, the elderly are encouraged to come to Zheng for the aged and allowed to buy new houses. Strengthen the aging design of new residential areas, carry out aging transformation of old residential areas, and give certain subsidies to those who implement aging transformation.
(4) Support residents' demand for improved housing. Residents who sell small things and buy big things because of the increase of family population and the improvement of income conditions can provide convenience in personal mortgage, online signing and real estate registration procedures within the scope of family purchase restriction.
Second, improve the housing market supply.
(5) Stabilize the pace of residential land supply. According to the cycle of commercial housing in each district, the supply of new residential land is reasonably determined to ensure the balance between supply and demand of commercial housing. When the decontamination period is less than 18 months, moderately increase the supply of residential land; When the decontamination period is longer than 18 months, the supply of residential land will be moderately reduced. The minimum proportion of land auction deposit is reduced to 20% of the listing price, and the land transfer fee can be paid in installments within 1 year after the transaction.
(6) Improve the linkage mechanism between housing prices and land prices. The land transfer policy of "limited house price and competitive land price" is implemented in the transfer of residential land. For the land supplied with "limited house price and competitive land price", the determined house sales price shall be written into the land transfer contract. When housing is sold, the sales price of commercial housing shall not exceed the sales price determined for the record.
(seven) strict implementation of the housing pre-sale system. In accordance with the requirements of the "Second, Third and Fifth" pre-sale image progress stipulated in the Measures for the Administration of Commercial Housing Sales in Zhengzhou City, the pre-sale permit shall be handled, the relevant policy of allowing real estate enterprises to pre-sell "plus or minus zero" during the COVID-19 epidemic period shall be cancelled, and the supervision system of pre-sale funds for commercial housing in Zhengzhou City shall be strictly implemented.
(eight) to speed up the pace of project construction and sales. Streamline the examination and approval procedures of construction projects, control the examination and approval time of the whole process of construction projects within 54 days, implement scientific and accurate dust prevention and control measures and epidemic prevention and control measures, and increase the effective construction days. Real estate development projects with mortgaged land or projects under construction may go through the formalities of examination and approval for pre-sale permit of commercial housing, unless otherwise agreed by the parties. Before the actual online sales of commercial housing, the relevant houses shall go through the mortgage cancellation procedures.
(9) Improve public facilities and infrastructure. Optimize the supporting facilities of commercial housing projects, and supplement the public facilities and infrastructure shortcomings in industrial development areas such as various industrial clusters, 32 core plates, small and micro industrial parks, creative spaces and incubators by increasing high-quality degrees, building medical circles and improving transportation; For projects that have not started, increase the supply of supporting facilities such as education, medical care and transportation to ensure the simultaneous delivery of public facilities and infrastructure construction.
(10) Improve the quality of commercial housing. Implement the Regulations on Green Building in Henan Province, strictly examine and approve projects with high volume ratio and low green space ratio, give policy support to low volume ratio, high green space ratio, environmental protection and energy saving, and three-dimensional ecological buildings, raise a certain proportion of sales price limit, and gradually increase the supply of quality housing.
Third, increase credit financing support.
(eleven) to give enterprise project loan support. Organize bank-enterprise docking on a regular basis, encourage financial institutions to issue and renew loans to enterprises in difficulty, increase loan support for mergers and acquisitions of real estate enterprises in accordance with the principles of legal compliance, controllable risks and sustainable business, and effectively alleviate the operating pressure of capital chain of market entities.
(twelve) to reduce the burden of personal housing consumption. Guide Zhengzhou financial institutions to increase the supply of personal housing mortgage loans and reduce the interest rate of housing loans. For families who own a house and have settled the corresponding housing loans, in order to improve their living conditions, they apply for loans to buy ordinary commercial housing again, and banking financial institutions implement the first home loan policy.
(thirteen) to promote credit support cooperation. Financial institutions that support development loans and reduce personal mortgage interest rates will be given priority in adding government financial deposits and fund accounts.
Fourth, promote the construction and renovation of resettlement houses.
(fourteen) the implementation of monetary resettlement. The construction of resettlement houses has been implemented for three years, and monetary resettlement is adhered to in combination with the real estate market. For resettlement houses that have not started construction, residents are encouraged to choose monetized resettlement.
(fifteen) to promote the transformation of resettlement housing. For the houses that are not occupied by the masses in the resettlement houses that have been built, the government will buy back and rent them back, and revitalize them into affordable rental houses and * * * property houses.
Verb (abbreviation of verb) optimizes the real estate market environment.
(sixteen) standardize the order of the real estate market. We will rectify the order of the real estate market, implement the "double random and one open" inspection, strengthen joint law enforcement, and seriously investigate and deal with illegal acts such as unapproved pre-sale, false propaganda, misappropriation of pre-sale funds, and disguised evasion of regulatory policies. Insist on controlling the new and the old, eliminate the stock, control the increment, guard against variables, and tackle the real estate problem.
(seventeen) to strengthen the management of commodity housing sales price. Strictly implement the pre-sale price filing system for new commercial housing, guide development enterprises to reasonably determine the average selling price and stabilize the price of commercial housing. Organs, institutions and state-owned enterprises shall not organize new housing group purchase and directional housing development in Zhengzhou.
(eighteen) to improve the level of government services and facilitate transactions. Using information technology to improve the efficiency of online registration of commercial housing and supervision of pre-sale funds, real estate development enterprises use bank guarantee and third-party guarantee to deduct pre-sale supervision funds not higher than the amount of guarantee, and implement online real-time registration of commercial housing. Promote the work of "issuing certificates upon delivery" of commercial housing and increase the proportion of newly started commercial housing projects. Pilot implementation of the new model of "one window acceptance" for four businesses: online signing and filing of stock houses, housing transactions and tax payment, and real estate registration.
(nineteen) to strengthen the guidance and control of online public opinion. All online platforms and self-media should accurately interpret the real estate market situation and policies, and correctly guide public opinion and market expectations. Relevant departments should strengthen the publishing management of online platforms, self-media and other media, and severely crack down on publishing false information, malicious speculation, rendering panic, misleading market expectations and disrupting market order.