The staff of China Industrial and Commercial Bank said that the bank card can only be used after students bring the original ID card to the business hall for activation. If you don't want to use a bank card, as long as you don't open the card, the card will be automatically cancelled after one and a half years, and no additional fees will be incurred. If it is put into use, an annual fee of 10 yuan will be charged.
A staff member of China Industrial and Commercial Bank said that the bank provided a "green channel" for "big customers" such as enterprises and institutions. The two sides signed an agreement. As long as the cardholder's valid ID number and name are provided, the bank can handle bank cards such as savings cards in advance, eliminating some auditing procedures and not asking the cardholder's wishes.
The relevant person in charge of the teaching and administrative department of a subordinate university in Wuhan said that the student's identity information was obtained by the school through the college entrance examination candidate information form filled out by the students, and the bank recognized its authenticity, so a copy of the student's ID card was not needed.
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The staff of many colleges and universities said that the school did not force students to use the cards issued by the school, but they could also use their existing bank cards to pay tuition fees. At present, there is no relevant department that stipulates that university admission notices should not be accompanied by bank cards. Colleges and universities think that they are doing good things to facilitate students to pay tuition fees, but from a legal point of view, this behavior has been suspected of breaking the law.
Lawyers said that citizenship information belongs to personal privacy, and the provision of student identity information by schools to commercial organizations, regardless of their motives, constitutes civil infringement. In addition, students can choose different banks, but the school signed an agreement with a bank to handle cards in batches, depriving students of their right to choose, which violates the relevant provisions of the Commercial Banking Law and belongs to unfair competition.
People's Daily Online-Is it illegal for colleges and universities to issue bank cards to freshmen privately? Providing student information constitutes infringement.