Project loan application

XXX bank:

XXX Factory is going to build a project with an annual output of XXX, with a total investment of XXX million yuan and self-raised funds of XXX million yuan, and apply to your bank for a three-year long-term project loan of XXX million yuan; Short XXX 10 million.

XXX factory belongs to XXXX, with independent legal personality, legal representative XXX, and registered capital XXX million yuan. The company is located in XXX industrial zone, adjacent to Beijing-Shenzhen Expressway in the east and Shitai Expressway in the south, with convenient transportation and superior geographical position. 1, enterprise situation

XXX factory, founded in XXX, is a modern large-scale cement manufacturing enterprise, which belongs to the national building materials industry backbone enterprises and XX province backbone township enterprises. The company has an annual production line of XXX and XXXX. All indicators have reached the domestic advanced level. The existing total assets of the enterprise are XXX billion yuan (including fixed assets of XX billion yuan), total liabilities are XX billion yuan, and the asset-liability ratio is%. There are more than XX employees, including XX managers, XX professional technicians and XX experimental technicians.

The company has excellent hardware equipment, advanced production technology and strict software management measures. The system is sound, the management is perfect, the internal control index stricter than the national standard is formulated, the quality of cement products is stable, and it has passed the system certification of ISO900 1, ISO 1400 1, etc. The products have successively won honors such as "XXX", "Consumer Trustworthy Products", "XXX", "XX" and "National Inspection-free Products". The company has successively won the titles of "Consumer Trustworthy Unit", "XXX Integrity Unit in 2003" and "National Advanced Demonstration Enterprise of Quality and Integrity in Building Materials Industry". The main sales area of the enterprise is XXXXXXX, with total sales revenue of XXX billion yuan and profit of XXX billion yuan; From June 5438+0 to June 5438+0 1 in 2008, the sales income was RMB XXX billion and the net profit was RMB XXX billion. Enterprise products have been in short supply since 2007. 2. The necessity and significance of the project construction

(1), since 2007, the pace of industrial restructuring in XXX city has been accelerated, with the focus on eliminating backward production capacity XXX. By February 2009, XXX Factory X had been completely dismantled, which directly led to the unemployment of more than 300 workers. In order to ensure the social stability in this area and solve the problem of workers' re-employment, we have established the XXX project production line, which will provide them with work and life security to the maximum extent, and at the same time, we will

(2) China is in the period of rapid social and economic development of reform and opening up, which has promoted the rapid development of cement building materials industry in our city. However, with the continuous acceleration of the structural adjustment of cement industry in our city, XXX enterprises have entered a transitional period. It provides good conditions and opportunities for this project. The project is completed and put into production, which is in line with Item 13, Item 10 of the Guidance Catalogue for Industrial Structure Adjustment (2005 edition) issued by the National Development and Reform Commission. Article 26 "Environmental Protection and Economical Comprehensive Utilization", Article 18 "Comprehensive Utilization of Three Wastes" and Article 4 1 "Utilization of Tailings Industrial Wastes".

(3) Through the understanding of relevant national policies and our investigation and analysis, the project conforms to the national industrial policies, which can further optimize the industrial institutions of XX and promote the development of local economy. After the completion of the project, it will produce good social benefits in resettling the unemployed. Therefore, the project is completely reasonable and necessary. After the completion of this project, it will further promote and realize the industrial structure adjustment of the cement industry in the surrounding areas, and the construction of this project conforms to the national industrial structure policy.

How to write the enterprise loan application report?

For enterprise loan applications, banks have a fixed format, and most of them are printed. Because of the different forms of loan mortgage, banks are very particular about it and the content is perfect. If it's an application for intention required by the bank, I can make up one for you now:

loan application

XX bank:

Our company was established on XX. What kind of enterprise is it? It is mainly engaged in XXX (written according to the business scope of business license), with a registered capital of XX million yuan and an annual sales income of XX million yuan. Now, due to the expansion of reproduction and insufficient liquidity bonus, the company has decided to apply to your bank for a liquidity loan of XX million yuan with a term of one year, all of which will be used to purchase raw materials. At the expiration, our company will repay it in one lump sum with sales revenue.

Hereby apply

XX company

Date, year and month

How to write the enterprise loan application form? Specification of loan application form

As we all know, when applying for a loan from a bank, the bank will ask the borrower to show the loan application form. Then, how to write the application for enterprise loan? What should I pay attention to?

Specification for enterprise application form

Apply for a company loan

Enterprise name:

Application date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I. Application for secured loan

Amount of secured loan (ten thousand yuan)

The guarantee application period starts from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Use of secured loan funds:

Source of repayment funds:

Repayment plan:

Counter-guarantee measures: (including personal property mortgaged or pledged by the legal representative.

Application for enterprise opinions:

Apply for company seal:

Signature of Legal Representative: (Seal)

_ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Handler (signature):

Two. Opinions of the bank to be loaned

Lending bank:

Opinions signed by the bank to be loaned:

Loan bank (official seal):

_ _ _ _ _ _ _ _ _ _ _ _ _

Three. Opinions of the Municipal Credit Insurance Center

Preliminary opinion of member service department:

Examiner:

_ _ _ _ _ _ _ _ _ _ _ _ _

Audit opinion of guarantee business department:

Reviewed by:

_ _ _ _ _ _ _ _ _ _ _ _ _

Opinions of the Municipal Credit Insurance Center:

Director:

_ _ _ _ _ _ _ _ _ _ _ _ _

Enterprise loan application template (short version)

_ _ _ _ _ _ _ branch of the bank:

_ _ _ _ _ _ Company is a key joint-stock enterprise in this district. In order to solve the difficulties in the production and operation of working capital, our company has applied to your bank for a working capital loan _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

I. Basic information of the enterprise: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ It is estimated that the annual output value will reach _ _ _ _ million yuan in 20 14, and the sales income will reach _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Our products passed the international quality system certification in. Has undertaken a number of projects, won the trust and praise of customers, and was awarded by the municipal, district government and the administrative department for industry and commerce as an "advanced enterprise that values contracts and keeps promises".

2. In order to make the enterprise successfully leap over the innovation of moving the factory into the mine and promote the smooth development and growth of the enterprise, according to the actual needs of the company's production and operation, we hereby apply to your bank for granting our company a working capital loan of _ _ _ _ _ _ million yuan to solve the problems in the process of production and operation.

Three. Regarding the loan term, according to the company's market and mine production this year, the loan term is two years.

Four. Loan collateral: Our company applies for this loan with the existing land and attachments on the ground as loan collateral.

The company promises to repay the principal and interest on time with a high degree of integrity and repay your concern and support for the enterprise with practical actions.

_ _ _ _ _ company

20 16 _ _ _ _ _ _

Enterprise Loan Application Template (Detailed Edition)

I. Company introduction:

(1) Basic information of the company

The company is mainly engaged in the slaughter of pigs, cattle and sheep (secondary), the processing and sales of livestock and poultry, and the breeding of pigs, cattle, sheep, chickens and rabbits; Wholesale and retail of metal materials, building materials, chemical products, general machinery, electrical equipment, wires and cables, instruments and meters, Wujinjiaodian, and sales of automobiles, motorcycles (you see the sample loan application from Fan Wendaquan) and motorcycles and their parts; Acquisition of waste materials and recycling and dismantling of scrapped cars. The registered capital is xxx million yuan, and the company is a limited liability company. There are xxx employees, including xx university graduates, xx technical secondary school graduates and xxx professional technicians. Since its establishment, xxx Co., Ltd. has been rated as XXX for many times; Consumers trust companies; ; Companies that honor contracts and keep promises; Top ten private enterprises; Taxpayers of private companies; Advanced private companies; And it is one of the private companies with strong xxx market and key protection, and it is the leading company of livestock and poultry breeding in our county. The group has strong development potential and brand advantages, and has always been honest, efficient, pragmatic and dedicated; Enterprise spirit, dedication to society, return to the public. The company's business philosophy of honesty, brand building, quality service and market winning has become an important support for the development of livestock and poultry breeding and food in xx, and has made greater contributions to the development and prosperity of local economy in xx.

(2) The credit status of the company as a legal person

Mr. xxx, the chairman of the board, was born in xx, graduated from MBA (Business Administration Course) of Tsinghua University, joined the army in XX, and retired to work in xxx Company in XX. Xxx, in the spirit of keeping pace with the times and pioneering, left his job without pay to start a business in X month of xxxx year. At present, he is a member of the Standing Committee of xx CPPCC, vice chairman of xx Federation of Industry and Commerce, vice chairman of xx Glorious Career Promotion Association, special inspector of xx People's Procuratorate, law enforcement supervisor of xx Public Security Bureau and member of xx Hardware Chamber of Commerce. Many times, he was awarded the honor of "Director (Manager) of Advanced Private Company" in xx, "Outstanding Member of Federation of Industry and Commerce" and "Glorious Career" in xx, and "Star of Laid-off Entrepreneurship and Re-employment" in xx. Xxx is an honest, good at management, with management knowledge and practical spirit. Under his leadership, xxxxx Company has continuously introduced advanced modern company system, consolidated the management foundation of the company, built a fine corporate culture, adhered to the business policies of high quality, high efficiency, honesty and customer service and the business purpose of "quality is gold, service is the heart", worked hard together, kept pace with the times, and constantly strived to expand to a new breadth and depth, thus building a staff team with high professionalism, efficient innovation and efficient team spirit.

The company always stresses credibility and abides by contracts. It has a credit relationship with xx Branch of China Bank and xx Credit Union of Rural Credit Cooperatives. In the process of communication with the bank, always pay interest and repay the loan principal on schedule. The performance rate of contracts signed with business customers is 100%, and it has been rated as a contract-oriented and credit-oriented unit by relevant departments for many times. It was rated as AA-class company by xx Branch of China Bank and AAA-class company by Chongqing Credit Union. The company is in good operating condition, with strong management ability, strong operating ability and profitability, high credibility and promising development prospects. In order to expand the scale of operation, the company will be expanded and new projects will be developed, but the company is short of liquidity. Now apply to the Agricultural Development Bank for project loans and short-term working capital loans. Because the company has good business projects, good benefits and sufficient sales revenue and cash inflow, the company promises to repay your loan and interest on schedule. Therefore, xx Company is fully capable of repaying your project loan and short-term working capital loan to ensure the safety of your loan.

(3) Operating equipment and licenses

The business license is complete. The company has 1 secondary livestock and poultry slaughtering and processing plant in xx city. Is xxx pigs, cattle and sheep slaughter and pig purchase and sale of key companies. It has a national standard second-class mechanized slaughterhouse and advanced refrigeration facilities. Annual slaughter of xx pigs, xx cattle and sheep, xxx rabbits. Pig farm 1, rabbit farm 65438.

(four) assets and liabilities and production and operation.

The company has been engaged in livestock and poultry breeding and processing, pig and cattle slaughter, intensive processing and export of livestock and poultry products for more than xx years, and has achieved good business performance. In 2005, the company slaughtered xxxxx pigs and X million rabbits, slaughtered and processed xx million pigs, cattle, sheep and rabbits, with annual sales of xxxxx million yuan, realized profits of xxx million yuan and paid taxes of xx million yuan.

Main financial indicators of the company in recent two years

(five) the company's credit rating and two-year loan principal and interest:

Our company has a credit relationship with xx Branch of Bank of China and xxx Rural Credit Cooperative Association, and all of them have repaid the principal and interest of working capital on schedule, and were rated as AA-level companies by xx Branch of Bank of China and AAA-level companies by xx Credit Cooperative.

Two. Project loan and working capital loan forecast

(A) xx quality meat rabbit production base construction project

1. Construction scale: the annual output of high-quality commercial meat rabbits is xxx million, and 1 rabbit farm and 1 high-quality commercial meat rabbit demonstration farm are planned. There are xxx specialized households in the breeding community, which will be implemented in 6 towns such as xx, xx, xx and xx and 8 townships in xx * * *.

2. Total investment: controlled at xxxx million yuan;

3. Financing plan: apply for industrial investment subsidy of xxx million yuan, self-raised xxx million yuan, loan of xxx million yuan, and farmers' investment of xxx million yuan, subject to financial evaluation.

4. Project operation mode: company community farmers. The company is responsible for providing rabbit breeding, technical services and recycled products.

5, xxx quality meat rabbit production base construction work.

(1) On February 23rd, 2003, 65,438+invested RMB 10,000 to bid for the farm of xxx company in xxx town. The farm covers an area of xx mu, including xx mu of land use right, xx mu of housing construction and xxxx square meters of housing construction area. The buildings are mainly feeding pens, feed processing rooms and feed warehouses. It is intended to be used for the construction of xx million high-quality commercial meat rabbits demonstration field.

(2) In April 2005, xxX Company invested xX million yuan to build a new sewage treatment facility, which was put into operation in June 2005.

(3) In May 2005, after renting the original xxx winery with an investment of xxx million yuan, it was rebuilt into a rabbit farm with an investment of 530,000 yuan (including civil engineering and feeding facilities and equipment), and more than xxxx rabbits from New Zealand, California and Belgium were raised in the existing pens. The farm covers an area of 20 mu and 9 mu, of which the breeding area of rabbits is xxxx square meters.

(4) Signed a contract with xxx households in X township, such as xxx, XXX, etc.

(2) Operating working capital loan projects.

1, the company is a national second-class designated slaughterhouse in xx city, with advanced slaughtering facilities and refrigeration equipment. With the popularization of cold meat, the operation has promoted the rapid development of our company's export meat products business, which will increase substantially and will also bring about an increase in capital demand.

2. The company's livestock and poultry breeding is located in xxx, Xiadukou, xxxx Town, with an area of xx mu and a business area of xxxx square meters. It is the industrialized commercial pig breeding base of xxx "company farmers", mainly breeding "foreign ternary" and hybrid binary pigs. Intensive cultivation of new British strains, foreign binary breeding pig xxx, commercial pig xxxx. It is planned to expand the scale of self-propagation and self-support to xx million commercial pigs a year, which is now being implemented.

(III) In order to expand the business volume and scale of the company, it is urgent to inject a large amount of funds, and it is planned to apply for a short-term working capital loan of xxx million yuan. Its current working capital is xxx million yuan, and the company needs xxx million yuan, so it should increase its working capital by XXX million yuan.

The above-mentioned aquaculture project loans and short-term working capital loans are in line with the loans supported by your leading agricultural industrialization companies.

Third, the benefit forecast

(A) Breeding project forecast

1, this project * * * establishes xx meat rabbit breeding community and develops xxx large-scale breeding households, which can increase the income of large households by xxx million yuan, with an average net income of xxx million yuan per household. At the same time, the number of farmers benefiting from the project has reached xxxx, including xxxx, and farmers (immigrants) can increase their income by xxx yuan per capita, which is very obvious for benefiting farmers.

2, the implementation of this project, will also directly provide xxx jobs, can be placed in xxx production, at the same time help to promote the development of local feed, veterinary drugs, animal products processing and biochemical industries, easy to form new economic growth points, its social and economic benefits are obvious, and it is of positive significance to crack the emptiness of xxx industry.

3. Through the overall financial evaluation of the project investment, the annual agricultural output value of xxxxx million yuan, the investment profit rate of 24%, the financial net present value of XXXXX million yuan, the expected annualized expected rate of return in finance, the investment payback period of years and the loan repayment period of years can be realized, and the overall profitability is good.

4. The project not only helps to solve the local rural energy problem, but also plays a role in improving soil and improving the quality of agricultural products by developing ecological farming mode and popularizing technical measures such as biogas utilization, biogas residue returning to field and biogas slurry irrigation, which is of positive significance to promoting local ecological agriculture construction.

(2) Forecast of operating and processing benefits

This food slaughtering and processing factory is the second-class designated slaughtering unit in the urban area of xxxx, and it is also the only designated slaughtering factory that has obtained the administrative license of the county people's government. Slaughter and process xxx million pigs, cattle, sheep and rabbits every year, with annual sales of xxx million yuan, profits of xxX million yuan and profits of xx million yuan. With strong benefit space and advanced company management ability, it can ensure the safety of your short-term working capital loan.

Four. solvency

1. Due to the company's good operating conditions, strong management ability, strong operating ability and profitability, high credibility and considerable development prospects, in order to expand the scale of operation, the company will become stronger and bigger and develop new projects, but the company's liquidity is insufficient. Now we apply for project loans and short-term working capital loans from the Agricultural Development Bank. Because the company's operating projects are good, the benefits are good, and there are sufficient sales income and cash.

With the inflow of gold, the company promises to repay your loan and interest on schedule with the company's sales income and cash inflow to ensure the safety of your loan.

2. The project loan and one-year working capital loan that the company intends to apply to your bank is xxxx million yuan, which is mainly used to expand the scale of livestock and poultry breeding and the business needs of the company. And the personal assets and other real estate of the company and its legal representative xxx are used as collateral.

How to write a loan report to the chairman?

Write seriously and truly.

1. Summarize the basic situation of enterprises.

2. Describe the purpose, amount and specific content of the loan in detail.

3, indicate the repayment date,

4. Express the benefits of the loan.