At present, the maximum amount of national student loans is 8,000 yuan.
National student loan is a loan guarantee or mortgage method adopted by the CPC Central Committee and the State Council in socialist market economy countries, which is led by the government, subsidized by the government, financed with high compensation, and operated jointly by banks, education administrative departments and universities to help students with financial difficulties in colleges and universities. However, it is necessary to promise to repay the loan on time and bear relevant legal responsibilities. Borrowing students apply for a loan from the bank through the school to make up for it, and repay it in installments after graduation. August 8, 20 12, New Development Bank
Second, how high can the maximum amount of general student loans be?
The loan amount does not exceed 6000 yuan per person per academic year. Living expenses are generally per academic year 1000- 1200 yuan according to personal difficulties. And you can't borrow past living expenses; At the same time, the application must meet the application conditions.
College students applying for student-origin credit student loans must meet the following conditions:
(1) A natural person with full capacity for civil conduct.
(2) Have a permanent residence ID card and a detailed address of the school and its department.
(3) Having the student ID card, school registration certificate and other relevant certificates issued by the school; Proof of tuition, living expenses and other related learning expenses required by students during their study; Loan application form or relevant certificates approved by the introducer.
(4) Students who meet the requirements of the loan bank and their moral performance prove that there is no bad credit behavior.
(5) Other conditions stipulated by the lending bank.
3. Is there a payment limit for the balance of student loans?
The student loan is credited to Alipay account, so this account cannot be used for some transactions. So you have to take out the money first, you can withdraw it into the bank card first, and then you can use it unlimited.
4. What is the maximum amount of student loan?
If you need to apply for a national student loan, I suggest you contact four state-owned banks, namely Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China and China Construction Bank, for advice on whether to carry out such loan business!