Dear hello, it is my pleasure to serve you: students will not be able to enjoy medical insurance benefits after one year of medical insurance. After a year of medical insurance, you can't enjoy medical insurance benefits, but you can use the balance in your medical insurance card. 2. If the medical insurance breaks off 1 year, the accumulated payment period needs to be recalculated. 3, affect the basic medical insurance fund payment amount, because the insured person's basic medical insurance fund payment in each medical insurance year is related to the continuous enrollment time. According to the relevant provisions of the current laws and regulations in China, the consequence of college students not paying medical insurance is that hospitalization expenses cannot be reimbursed. College students pay medical insurance voluntarily, and they can choose to pay or not to pay medical insurance according to their own conditions. According to relevant regulations, college students' medical insurance payment is 1 10 yuan every year. College students who are new to the school can know the relevant regulations of paying medical insurance in advance and consider whether to apply for medical insurance. Generally, no payment is made for more than three months, and medical insurance cannot be reimbursed. Medical insurance has been broken for a year, so we can only pay again and accumulate. Since the month of payment, you can't enjoy medical insurance benefits within one year. Medical insurance is out of service for one year and needs to be recalculated, but the calculation schemes of the two kinds of medical insurance are different. 1, employee medical insurance. The insured units and insured persons who stop paying medical insurance premiums shall stop enjoying the medical insurance benefits paid by the medical insurance pooling fund from the next month 1 day after the interruption of payment, but the balance of their personal accounts can continue to be used. When the insured person resumes the insurance procedures, he can enjoy the prescribed medical insurance benefits from the next month 1 day after paying the medical insurance premium; 2. Medical insurance for urban residents. If you pay this year, you can enjoy the reimbursement policy next year. Once you miss this time, you can't pay the fee, so you can only join the insurance again at the same time the next year. Urban residents' medical insurance payment for one year, guarantee for one year. To this end, the public must go to the local community to go through the insurance payment procedures within the specified time, and the students or children at school will go through the formalities, and they will not be reissued if they miss the payment period. The break-off of medical insurance has a great impact, so it is impossible to reimburse medical expenses, and all medical expenses are self-care. Thank you for your trust. The above is my reply.