The insurance paid by the university is voluntary, not compulsory. Usually the school will participate in the basic medical insurance for urban and rural residents where the school is located, and its medical treatment is basically the same as that of local urban and rural residents.

What is the difference between college students' medical insurance and urban and rural residents' medical insurance?

1, the time for enjoying the benefits is different: the period for urban and rural residents to enjoy the medical insurance benefits is 1 October 1 day to February1day of the following year, and the newly enrolled college students will pay the insurance premiums on time according to law and enjoy the social medical insurance benefits for residents from the date of registration;

2. Different handling methods: the medical insurance for college students is organized by the school to handle the campus social security card, and the medical insurance for urban and rural residents is handled by the township or relevant institutions of the health department.

3. Different attributes: College students' medical insurance belongs to urban residents in terms of medical insurance coverage, while urban and rural residents' medical insurance usually refers to basic medical insurance, which is a social insurance system established mainly to compensate workers for certain economic losses caused by disease risks.