Some colleges and universities specialize in subsidizing freshmen, while others only provide financial assistance to doctoral students. Some foundations and associations are supported by the German government or German economic circles, others belong to churches, and many private institutions also subsidize students.
In addition, the German federal government is also preparing to launch a national scholarship program, half of which will be funded by the state and half by the economic circles. Universities are responsible for granting scholarships, but they must also find their own investors in the economic circles.
Many funded projects are specifically aimed at foreign students or doctoral students. In principle, interested parties should collect information as soon as possible and apply as soon as possible, because scholarships are very popular and there are many applicants! So far, only 3% of college students studying in Germany have won scholarships, so it is necessary to consider the possibility of other financing.
Bank loans are not necessarily debt traps.
College students don't have much money to pay for their living expenses, and because the courses under the bachelor's and master's systems are quite compact, students don't have much time to work and study. Therefore, more and more politicians and economic experts engaged in education policy have repeatedly called for: Don't be afraid of debt! ? At present, many banks in Germany offer special preferential loans to college students. According to statistics, college graduates can easily find jobs and pay off their loans soon after graduation. However, when making a loan, we should also carefully calculate the repayment plan, because the bank's loan interest depends on the repayment plan, and the repayment plan is very different.
Education loan issued by the state
The German government also provides loans to college students, but only for those whose families are not very rich and their parents cannot afford their children's college education. Its legal basis is the Federal Education Promotion Act (BAf? G), at present, its maximum funding amount is about 650 euros. The money consists of two parts: half is government subsidy and the other half is interest-free loan. All German college students are eligible to apply. Citizens of EU member states and foreign students with special circumstances can also apply. If you want to know whether you have the right to apply, you can consult the Studentenwerk service department of each university. Generally speaking, the best way to finance international students from countries outside Europe is to pay for themselves or to win scholarships.
Scholarship amount
Almost all scholarships awarded in Germany are generally based on the guaranteed living expenses in Germany. Even if the amount seems high to people who are not familiar with the situation in Germany, it is actually not high, and there is basically not much left in a month. If the scholarship winner still works part-time, he must inform the scholarship issuing unit. Usually, the issuing unit will deduct the income from the scholarship amount.
Party funds-a foundation with political background
German democratic parties realize that today's students are the pillars of tomorrow. Therefore, funding international students and doctoral students is completely in line with Germany's political interests, because people studying in Germany know Germany and are more willing to contact German enterprises after graduation. Foundations with political backgrounds support particularly talented students, who must also take an active part in social activities and are willing to apply what they have learned in Germany to their own countries in the future.
A good assistant who knows the possibility of raising funds.
f？ rderungsm？ glichkeiten f？ R Studierende (the possibility of college students striving for financial aid) summarizes the practical information of various financial aid projects; The website of the German Academic Exchange Center (DAAD) has a download list of scholarship programs for foreign students in German federal states and universities. People with financial difficulties can seek help from the College Student Service Department or the churches established by Catholicism and Protestantism in colleges and universities. ? Association of employees' families and children? (Verein Arbeiterkind.de) also provides advice and help for college students from non-intellectual families.