19 years old, freshman, class league secretary, student affairs office cadre, runs a company at home, owns a set of 200W+ real estate under his name, has no girlfriend, has no bad habits, and spends his monthly expenses except necessary eating and drinking, that is, roommates gather together to build spiritual civilization in the dormitory, or adds some new things to the dormitory by AA system, such as pots (buying ingredients from the school supermarket to eat hot pot on weekends) and folding tables.

There is no need to compare the prices of irons when shopping in convenience stores. When you are thirsty, you can buy anything you want to drink. You won't have the idea of "I want to drink coke, but it's more expensive than Nongfu Spring 1 yuan, 50% more expensive, so I'd better drink Nongfu Sanquan".

Money management divides money into three platforms and sets strict rules for its use.

1 wechat: for the part that is really used for living expenses, the money in it is 3,000 yuan at the beginning of each month (because the average expenditure is less than 2,000 yuan, it is convenient to save 1 0,000 yuan for emergency).

2 Alipay: It is used for investment funds and other wealth management products (sometimes it can rise by 300 ~ 400 yuan a day, but it will definitely fall back again, realizing the financial freedom of low-priced version. 9)

3. Bank card: monthly fixed compulsory deposit 1 0,000 yuan (in case of any emergency in the future, it may save your life, and the money inside cannot be moved anyway. My parents don't know that I have this bank card, and I'm not going to tell them when I have a wife, children and grandchildren. Only I know)