The bank that handles student loans is China Development Bank.

When handling student loans, borrowers should apply for loans to the Student Financial Assistance Management Center of the Education Bureau of the county (city, district) where their household registration is located (hereinafter referred to as the "county-level financial assistance center"), fill in the loan application form and provide the following materials:

1. The borrower and the original and photocopy of the borrower's household registration book;

2. The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate);

3. Student identification. Freshmen with university admission notice and its copy; Students should show their student ID card and the proof of the borrower's source of life issued by the borrower's university.

There are two main repayment methods of student loans, Alipay repayment and bank repayment. Students are interest-free during school, but after graduation, the bank will charge interest according to the bank interest rate.

When the bank repays the student loan, it needs to bring all the materials, my ID card, bank card, etc. When you arrive at the bank, you should get the application form from the staff and fill it out, then go to the counter with the completed application form to handle the repayment procedures, and finally give the repayment voucher to the person in charge, and remember the password of the bank card, otherwise it will bring you a lot of trouble.

Extended data

Handling of student aid in loans overdue:

I applied for a student loan when I was in college, and now I have graduated from work. I need a loan to buy a house and do a credit card, only to find that I have bad credit.

Due to negligence, many students who have applied for student loans have left bad credit records. What should I do if I encounter such a problem?

Many students' overdue interest payments are caused by their ignorance of the policy.

The term of the student loan is 10 year, and the interest rate is based on the benchmark interest rate. Students' interest during school is fully subsidized by the state, and they must pay their own interest after graduation.

Considering that some students may not be able to find jobs in time after leaving school, the state has also set a grace period of two years after graduation. During the grace period, students only need to pay interest without repaying the principal.

However, due to the lack of understanding of the policy, many students think that the grace period means no repayment and no interest. As a result, there have been some cases of overdue repayment.

If it is maliciously overdue, you can explain to the bank and cancel your bad credit record. Don't be discouraged if there is indeed negative information in the credit report.

This information will be deleted from the credit report after a certain number of years, and as long as individuals are honest and trustworthy in future credit activities, with the passage of time, new good records will gradually refresh and replace the old negative records.