The one with a loud voice is the most active of the first generation of business brothers in the Chua family. He graduated from the Law Department of Taiwan Province Provincial University and has four sons, namely Cai Weiming, Cai Mingxing, Cai Mingmei and Cai Mingchun. Daniel tsai, the eldest son, studied in the United States and obtained a master's degree in law from Georgetown University. He is currently the vice chairman of Fubon Financial Holding Company, the chairman of Fubon Product Insurance Company and the chairman of Zhongxing Construction Company. The second son, Cai Mingxing, graduated from the Department of Business Studies of Taiwan Province Provincial University, and then went to the United States to study, obtaining a master's degree in business administration from new york University. Now he is the chairman of Fubon Life Insurance Company and the chairman and general manager of Fubon Comprehensive Securities Company. Cai Wancai's son-in-law, Xu Zheming, also studied in the United States, majoring in industrial management, and later worked at Merrill Lynch. Professional management talent, currently the general manager of Fubon Securities Investment Consulting Company and Fubon Investment Trust Company.

Fubon Group's financial sector is moving towards financial department stores. In 200 1 year, Fubon Group integrated its five major companies, including property insurance, securities, banking, life insurance and investment trust, and established Fubon Financial Holding Company, the first financial holding group in Taiwan Province Province. After Fubon Financial Holdings acquired Taibei Bank in 2002, its capital reached NT$ 82.9 billion, making it the top three private banks in Taiwan Province Province.