Staging music is a formal and legal lending platform. If it is a normal loan, there is no way to refund the interest. If the user has overdue repayment due to system reasons, the system has charged the overdue interest of the user, and the overdue interest can be returned through appeal. However, if the user repays the loan normally, it will generate interest. This interest is stipulated in the contract, and the system will charge it according to the agreement. In any case, the interest will not be returned to the user. As long as users apply for loan products, they need to pay interest, which cannot be reduced, and it is impossible for lending institutions to provide loan services for users free of charge. College students are advised not to touch online loans. If they are short of money, they can find a part-time job. Part-time tutor can exercise yourself well and earn some money for yourself.