Everyone knows that basic medical insurance is very important. The basic medical insurance can ensure that we enjoy certain rights when we are insured for medical treatment, and at the same time we can get certain expenses subsidies. So many people buy medical insurance, especially those who go to work. As a huge group, can college students participate in basic medical insurance? Next, I will bring you detailed knowledge about whether college students can participate in basic medical insurance, hoping to help you.

1. Can college students participate in basic medical insurance?

College students should participate in the local medical insurance for urban residents, which is handled by their school every year. It is necessary for college students to participate in urban residents' medical insurance, otherwise there will be no guarantee for major diseases during school.

Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund for its medical expenses will not be paid, regardless of personal accounts. Take the proportion of medical insurance payment in Beijing as an example: the employer pays 65,438+00% of its total payment base every month, and the individual employee pays 2%+ 120 yuan as a serious illness co-ordination.

Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. Insurance liability accidents need to be handled, and the insurance money will be paid in proportion.