Generally speaking, the returns of different types of insurance are different. According to your description, generally speaking, it may be children's education insurance, or other financial insurance, such as endowment insurance, whole life insurance, universal insurance and so on. There are many ways to return, such as annual dividend, regular return, guaranteed return, one-time return, etc. It is difficult to give specific return information. Therefore, it is uncertain for Pacific Insurance college students to refund their money for several years.

18-year-old return insurance is actually a dividend insurance, because 18-year-old return insurance has the function of compulsory savings in addition to insurance. Insurance is divided into consumer insurance and dividend insurance. Consumer insurance is paid once a year, and the insurance period is only one year. The fee to be paid is not high, but the amount of protection is high. However, if you don't need to make claims in that year, the amount of compensation will be consumed, and part of it will not be given back, so you can only pay for it next year. Most insurance companies make money by dividend insurance and accumulate principal. Dividend insurance generally has a long payment period and the insured amount will not be too high, so it will be more cost-effective to buy dividend insurance for a long time.