1. First open the browser commonly used in computers, and then enter "student-origin student loan" to search. Then enter the national student source for student loans and land in official website.
2. Click on the image to enter the login interface. After entering the interface of China Development Bank, click "Student Online Service System", and then enter the ID number and password to enter.
3. Click "prepayment application" after entering, and you can see the information that needs repayment.
4. Click "Add" to select the content to be repaid. Also pay attention to this repayment account, you need to repay through this Alipay.
5. After submitting the application, you can log in to the Alipay account just now (of course, the amount to be repaid needs to be credited to this account). After entering Alipay, click "Application Center".
6. Then click "student loan repayment" and click "I want to repay". At this time, you can repay the loan immediately according to the instructions inside.
Second, how to repay the student loan? What is the application process?
Many students want to know how to repay the student loan and what is the application process. I sorted out the relevant information, hoping to help everyone!
There are two ways to repay the national student loan with the student-origin student loan:
1, Alipay repays.
Students can log on to the online service system of student loans in colleges and universities of China Development Bank, and then carry out Alipay real-name authentication, and bind their personal mobile phones (convenient for mobile phone payment, mobile phone password retrieval and loan maturity reminder SMS, etc.). ) and determine the amount paid by Alipay to the bank card. After that, students need to recharge Alipay in time and check the repayment situation in time.
2. Bank repayment.
Borrowers need to bring all materials for student loans, as well as their ID cards and bank cards. After entering the bank, he will go to the staff to collect and fill out the application form, and then go to the counter to go through the repayment procedures. It should be noted that the borrower should remember to submit the repayment voucher to the relevant person in charge.
How to apply for a student loan with a student loan;
The loan acceptance department applies for a loan;
Prepare materials. Prepare relevant materials to register with the student financial assistance management department of the local education bureau, and receive the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the Application Form). The borrower needs to complete the application form and seal it completely;
Review the materials. When the borrower and * * * go to the student financial assistance management department of the county (city, district) Education Bureau where the form is registered, they need to provide two identification materials (including the borrower and * * * together with the borrower's ID card and photocopy, student ID card or admission notice, household registration book), and provide the application form and postal savings account number, which will be reviewed by the staff of the student financial assistance management department of the County Education Bureau;
Sign the contract. The borrower and * * * sign the Loan Contract for Student Credit Loan of China Development Bank with the borrower himself, sign the loan contract and authorize the Postal Savings Bank to deduct the loan principal and interest from the above account;
Return the contract receipt. After the loan contract is signed, students can report to colleges and universities with the contract. From 20 1 1, students only need to go to the financial aid center of colleges and universities to handle the electronic receipt, instead of mailing the paper receipt. If the student financial assistance management department of the Education Bureau does not receive the receipt within 30 days after registration (no later than 65438+1October 30), it is deemed that the student has cancelled the loan application;
Loan issuance and payment. According to the contract, the Postal Savings Bank will issue loans on the date agreed in the contract and wire the loan funds to the designated account of the borrowing student's university;
Repay the loan. After the borrower graduates, the students and the borrower are responsible for timely and fully depositing the funds into the personal account according to the loan contract.
The application conditions for student aid (1) are China people and China nationality; (2) Honesty and law-abiding; (3) Freshmen who have been approved to set up full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, and the list of schools is subject to the announcement of the Ministry of Education) to implement higher education according to the relevant provisions of the state, and have obtained a true, legal and effective admission notice, or undergraduates, second bachelor degree students and graduate students studying in colleges and universities; (4) Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the county (city, district); (5) The court is in financial difficulties, and the income it can obtain is not enough to pay the basic expenses needed to complete its studies during the school period.
Third, how to apply for a student loan, what process is needed?
I. Application and approval of national student loans
1, students submit a written application for national student loans and submit relevant materials for applying for national student loans.
2, secondary colleges, determine the loan qualification and publicity.
3. The secondary college organizes students to fill in the examination and approval form, apply online, and report it to the loan center after online review.
4. The student loan center shall review the online application and report it to the student financial assistance center after statistical summary.
5. Loan students accept loan applications.
Second, sign a contract.
1. Student Loan Center organizes secondary colleges to carry out loan contracts and other materials.
2. The student loan office organizes students to fill in loan contracts and other materials;
3. Loan students fill in loan materials, sign loan contracts and activate Alipay accounts for real-name authentication.
4 student loan center to summarize the contracts signed by students, and report to the bank.
Three. Issue national student loans
1. China Development Bank signs the contract;
2, the provincial student loan center loans to students, deducted to the school fee account;
3. If there is a balance after the tuition fee is withheld by the national student loan, the financial department of the school will return the student tuition account.
And establish students' integrity files.
Four, student loan interest repayment process
How much is the interest on college students' loans? Before this, the college student loan platform will explain to you that there is no real interest-free loan for student loans. In addition, after you successfully apply for a loan, remember the repayment time: start in the first year after graduation at the latest and pay it off within 4 years after graduation.
At present, there are two kinds of most common student loans, namely, student-origin credit student loans and national student loans. No matter what kind of loan the borrower applies for, there is no need to provide mortgage and guarantee.
According to the provisions of the student loan policy, borrowing students do not need to pay interest during their school days, which does not mean that the student loan is interest-free. Borrowing students need to pay their own interest after graduation.