1. Review your assets: including existing assets and expectations of future income. Knowing how much money you can manage is the most basic prerequisite.
2. Set financial goals: We need to define the financial goals qualitatively and quantitatively from the specific time, amount and description of the goals.
3. Define the type of risk: don't make the assumption of risk preference without considering any objective situation. For example, many customers put all their money into the stock market without considering parents, children and family responsibilities. At this time, his risk preference deviated from the range he could bear.
4. Asset allocation strategy Do asset allocation among all assets, and then select investment varieties, investment opportunities and investment values. Financial investment also has certain risks. Beginners can take a look at the following suggestions to control risks:
First: investors are not brokers, so they must not enter the market at will, otherwise they will only lose more and earn less.
Second: there must be a target price in mind, not no price in mind.
Third: be sure to set a stop loss point, reach the stop loss point, stop the loss quickly, and leave.
Fourth: Don't magnify the lever too much.
Fifth: before entering the market, do more analysis, read more news from both sides and read more charts; After entering the market, you should keep in touch with the market, and don't just look at the news that is beneficial to you just because you are doing well. At the first sign of trouble, close your position immediately.
Financial management is divided into corporate financial management, institutional financial management and personal financial management? And family finances. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.
"Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only about investing in financial management, but also about being invested. If you don't know how to invest, you don't know how to manage money better.
Extended data:
Risk assessment of financial management
Risk is closely related to everyone's age. The most ideal risk assessment method is to reduce the tolerable risk with the increase of age. Because risks and benefits are roughly proportional, young people can take higher risks and choose investment products with large fluctuations when planning investments. Of course, what I'm talking about here is not speculation, but investment.
Relatively speaking, the older you get, you should choose some relatively conservative investment projects. In addition, risks are closely related to marriage and family status. As an unmarried woman, she can distribute her money with full power and have no worries at all. Therefore, many single women will choose a wealth appreciation scheme with higher income.
However, when a woman is married, her consideration will involve all aspects of her husband and children. In this way, they seek stability first, and the risk coefficient needs to be slightly reduced.
Baidu encyclopedia-wealth management