Legal analysis: "Medical insurance for college students" is a kind of medical insurance for urban and rural residents, but compared with medical insurance for ordinary residents, it often has many preferential policies and some differences in its use.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC): The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity.