Taking Heilongjiang Province as an example, according to Article 8 of the Measures for the Administration of Interest Subsidies and Incentive Funds for Venture Guarantee Loans in Heilongjiang Province, individuals and small and micro enterprises, as borrowers, should pass the qualification examination of the borrowers by the human resources and social security departments, and be audited by the guarantee fund operation and management institutions and the handling banks, and have the relevant entrepreneurial ability and meet the relevant guarantee and loan conditions.
With the consent of the municipal and county governments, the conditions of the borrower's business guarantee loan can be appropriately relaxed, and the loan amount and the upper limit of the loan interest rate can be increased. The relevant business guarantee loans are subsidized by the finance at the same level, and the specific discount standards and conditions are determined by the localities themselves. Therefore, the resulting expenditure on discount funds is fully borne by the finance at the same level.
Extended data:
Provisions on relevant requirements of college students' entrepreneurial loans;
1. According to the principles of government guidance, market operation and social participation, summarize and promote new incubation modes such as maker space, entrepreneurial coffee and innovation works, accelerate the development of market-oriented, professional, integrated and networked creative space, realize the combination of innovation and entrepreneurship, online and offline, and incubation investment, and provide entrepreneurs with low-cost, convenient and all-factor open development space.
2. Enrich maker resources, cultivate maker talents and improve maker services. Encourage universities and social forces to build or use all kinds of venue resources to transform and build business incubation carriers and build public service platforms to promote entrepreneurship.
3. The Employment Service Department of Volkswagen * * * carries out collection activities for public welfare entrepreneurial projects, improves the construction of entrepreneurial project resource pool, extensively collects and develops entrepreneurial projects for the society, and improves the admission, renewal and elimination mechanism of entrepreneurial projects.
Shenzhen Municipal People's Insurance Bureau-Shenzhen Municipal People's Government's Implementation Opinions on Strengthening Entrepreneurship to Promote Employment