The 20-year-old Zhu cheated 1 1 college students in this way. Later, under the guise of setting up a loan company, he defrauded six college students outside the province, and finally made these 17 college students bear huge debts.
A few days ago, the Yuelu District Court of Changsha tried a campus loan case. The 20-year-old Zhu pretended to be a college student and cheated 17 college students for reasons such as venture financing, so that they could apply for small loans for themselves on the Internet platform. After the money was lent out, Zhu did not pay back the money as promised, but instead let these students fall into debt. On May 2, the reporter learned that Zhu was sentenced to 7 years in prison for committing fraud, fined 50,000 yuan and returned 225,089 yuan of illegal income.
Means 1 Pretending to be an entrepreneur and looking for a loan
20 15,10 in June, Cao, a freshman in hunan international economics university, accidentally learned that Zhu, an alumnus of the university, wanted to open a mobile phone shop and needed loan financing because of lack of funds. Cao only needs to provide his own identity information to benefit from it. "It's not that I borrow money, I don't have to pay back the money, I can still get money from it." Faced with this seemingly "zero cost and high return" investment method, Cao was tempted.
Subsequently, on the "excellent staging" platform, Cao Liyong lent Zhu 7998 yuan of personal information to buy two Apple 6 mobile phones and 6300 yuan of loan dream fund; Lend 5,000 yuan on the "100,000" platform to buy an Apple 6s mobile phone; Loan 15000 yuan in cash on the platform of "Nuo Nuo Pangke"; In the "fun installment", I borrowed 3600 yuan to buy an Apple 6 mobile phone and 3000 yuan in cash.
What Cao didn't expect was that this was just the beginning. Later, Zhu used Cao's personal information to apply for loans on the platforms of "Xiaoshu" and "ICBC" in the name of Cao, totaling 9,000 yuan. After handing over these funds to Zhu, Cao received a benefit fee of 8,600 yuan.
However, before Cao was happy, the dunning information of the loan platform came. It turned out that Zhu only paid back the loan of 866 yuan and then did not pay back the money. After receiving the dunning message, Cao immediately called Zhu to understand the situation, only to find that Zhu had "lost contact". To his surprise, 20-year-old Zhu is not a student of Hunan Institute of Foreign Economics, nor has he studied here. The so-called risk financing is just a cover. In fact, Zhu, a native of Nanxian County, Yiyang, has never had a proper job after graduating from high school.
There are other college students 10 studying in Changsha who have the same experience as Cao. From June 20 15 to June 20 1 1 2005, Zhu lured students from Hunan Institute of Foreign Economics, Changsha University of Science and Technology, Changsha Vocational College of Electronic Technology, Changsha Normal University and other schools to apply for small loans on the Internet platform in the same way, and only a few loans were obtained after success. Zhu resold the mobile phone for profit, and the money was used for personal profligacy, which made these college students heavily in debt.
The reporter found out that Cao et al. 1 1 students have no fixed ratio between liabilities and profits. Among them, Cao gained the most and Zou gained the least. I lent Zhu 17000 yuan, and only took the benefit fee from 500 yuan.
Method 2 lied that the loan company had to brush its performance.
In addition to lying about starting a business and tricking college students into giving themselves loans, Zhu also thought of a "method." On April 20 16, Zhu pretended to be a student in hunan international economics university, and found a campus loan agent to cheat money on the grounds that a loan company needed performance, and this time the target was college students outside the province. By the time of the incident, six students from Hanyang Shipyard in Wuhan and Hankou College in Jiangxia District of Wuhan were cheated.
Li is one of the six victims. On April 20 16, Li signed a campus agency contract with Zhu, stipulating that Li would provide Zhu with an agency loan of 3,300 yuan and an agency fee of 300 yuan. After that, Li lent Zhu 3,300 yuan on the platform of "excellent installment" and transferred it to Zhu 3,000 yuan. The rest of 300 yuan was left to Li as a "royalty". Seeing that it was profitable, Li also lent Zhu 8,000 yuan on the platform of "Pound" and 2,500 yuan on the platform of "Staging Music". Li did not expect that it was just a "performance", but it was urged by the loan platform. Li found that Zhu had never repaid after getting the loan. When I contacted Zhu again, I found that I couldn't contact him.
The reporter noticed that in these six frauds, Zhu did not repay, and even several people did not get the "benefit fee". Zhou lent Zhu 2,500 yuan on the "installment music" platform and 3,500 yuan on the "fun installment" platform, and transferred it to Zhu's Alipay twice. After that, Zhou not only didn't get a penny "benefit fee", but also got a debt.
On April 9, 2065438/KLOC-0, Zhu was captured in Changsha.