1. The borrower's family is in difficulty and needs state support.
2. The borrower is honest and trustworthy.
3. The project that the borrower applies for loan support is a national policy.
4. The borrower has full capacity for civil conduct and repayment ability.
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.