For students who are still at school, they want to save money, but they can't keep it. Parents' living expenses plus part-time expenses and flowers are only enough to make ends meet. In this state of panic, many people began to think about how to make a plan for their own funds, so as to achieve a satisfactory financial management result.

First, learn to budget and keep accounts, so that the money in hand can be spent clearly.

At the beginning of each month, according to the cost of three meals a day in the canteen, plus the daily necessities to be purchased, as the base to budget the expenditure of the month. Believe me, the monthly living expenses given by parents definitely exceed your budget. So your budget can be increased a little on the base as a flexibility to prevent unexpected expenses. After the budget is done, it will of course be implemented. At this time, bookkeeping is essential. You can find a free accounting software to keep accounts. In the ledger, record the daily expenses truthfully and compare them with the budget from time to time.

Second, learn to control your money.

Be sure to know how much money you have and where you will spend it. For example, for the student party, food, daily necessities, shopping, books, etc. all need money. Every month, you need to know where your money is spent.

Third, try not to get into debt.

At the beginning of this month, the living expenses of college students have been spent. I was embarrassed to call my parents for money, so I borrowed it from my classmates and friends. There are many such college students. Not a necessary liability. If you don't have them, you don't. In an ordinary family like this, except for the expenses of the whole family, what is left of my parents' salary is my living expenses. They are not easy, the work pressure is already great, so let's not give them pressure.

Fourth, while arranging funds, don't forget to take advantage of your own advantages and open up sources appropriately.

There are still many ways for students to open their sources. Excellent students get scholarships every year. Scholarships are actually rewards for students to study hard. They killed two birds with one stone by gaining knowledge and money. In addition, universities learn professional knowledge, so they can use their professional knowledge to earn a little money, so that knowledge can be input and output at the same time, which will not only affect their study, but also strengthen their professional study.

For most college students, most of the living expenses are provided by their parents. Whether the family is rich or not, the living expenses in our hands can be called the hard-earned money of our parents. No matter what occupation parents are engaged in, low salary or high salary, they are hard earned. After doing the above, you can make a plan for your current income. The specific plan is to determine the amount of financial management for one month according to your own consumption income, and then guarantee this fund every month.