College students have medical insurance and participate in urban residents' medical insurance, which is paid by the school.
In accordance with the provisions of the outpatient medical expenses, according to the following proportion of reimbursement, the rest of the individual pays:
1, if the medical expenses are insufficient 1000 yuan, 35% will be reimbursed;
2, medical expenses in 1000 yuan (including 1000 yuan) above, less than 5000 yuan, 45% reimbursement;
3, medical expenses in more than 5000 yuan (including 5000 yuan), less than 10000 yuan, 55% reimbursement;
4, medical expenses in 1 ten thousand yuan (including 1 ten thousand yuan) above, reimbursement of 65%.
In accordance with the provisions of the medical expenses incurred in the hospital, according to the following proportion to be reimbursed, the rest of the individual pays, and the medical expenses for multiple hospitalizations within one year are calculated cumulatively:
1, medical expenses 10000 yuan, medical treatment in tertiary, secondary and primary medical institutions, with reimbursement rates of 55%, 65% and 75% respectively;
2. The medical expenses are above 10000 yuan (including 10000 yuan) and within 20000 yuan, and the reimbursement rates in tertiary, secondary and primary medical institutions are 60%, 70% and 80% respectively;
3, medical expenses in more than 20000 yuan (including 20000 yuan), in the tertiary, secondary and primary medical institutions, the reimbursement rate is 65%, 75% and 85% respectively.
How many years do I have to pay medical insurance to enjoy life?
1. The policy stipulates that the payment period for men shall not be less than 25 years and that for women shall not be less than 20 years.
2. Medical insurance requirements: the insured is 60 years old for men and 55 years old for women, with the payment period of not less than 25 years for men and not less than 20 years for women. The actual payment period of the basic medical insurance premium must be not less than 15 years, and the insured can enjoy medical insurance benefits after retirement. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time.
I hope the above questions can help you. If you have other legal questions, please consult a professional lawyer.
Legal basis: social insurance law
Article 25
The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.