You missed the repayment date, and you will pay it back soon. If you miss the repayment date of the student loan, you should pay off the arrears in time and pay the penalty interest, and then repay the loan on schedule every month, and keep a good credit record to minimize the negative impact of overdue, because the credit inquiry at the student loans overdue meeting will affect the future loan application.

Repayment operation

Borrowing students should confirm the repayment plan of the student loan with the bank when going through the graduation formalities. After graduation 1 year, you can apply to the bank to adjust the repayment plan. There are many ways to repay the principal and interest of student loans, which can be repaid in advance at one time or multiple times. If college students choose to repay the loan in advance, the handling bank will not charge any other fees except the interest payable. The specific operation method is as follows:

(1) Log in to the homepage of CDB Student Loan Information Network, and then enter the loan information page through the student login name and password (the default login name for online application for early repayment in 2006-2008 school year is the school code student ID number, and the password is the eighth birthday; The login name and password for prepayment of online loans after 200 years are the login name and password when students apply for loans);

(2) Click "prepayment application" on the left to enter the prepayment application summary information page;

(3) Click the "Add" button at the lower left of the prepayment application summary information page to open the prepayment addition page;

(4) Select a loan contract record and click OK to save the prepayment application information.

(5) When logging in, if "There is something wrong with the security certificate of this website" appears on the webpage, please click "Continue to browse this website (not recommended)" in the penultimate line below to continue logging in.

exist problem

1. How to repay the student loan?

Alipay will inform you to recharge your Alipay account five days in advance according to the deduction date stipulated by CDB. Before the repayment date, you need to recharge the funds to your Alipay account, and the Alipay system will deduct the corresponding funds from your Alipay account on the deduction date and transfer them to China Development Bank!

2. Do I need authentication to repay the student loan with Alipay account?

The repayment of student loan has nothing to do with whether Alipay account is certified or not. Just recharge the funds to your Alipay account before the repayment date specified by CDB. However, for the safety of your funds, I suggest you authenticate your Alipay account.

3. How can I determine whether my student loan has been successfully repaid?

You can log in to Alipay-Transaction Records-Revenue and Expenditure Details.

How to handle the student source loan of China Development Bank?

Student-origin student loan is a student loan provided by China Development Bank for poor college students. As long as you have obtained a nationally recognized college admission notice and meet the requirements of the state for poor families, you can apply for the exam.

1. Apply for a loan. Eligible students log on to the "Student Online Service System", find the "Loan Application Form", click "Add", fill in the information, and then export and print the "National Development Bank Student Loan Application Form".

2. Qualification examination. If it is the first time to apply for a loan, you need to hold the application form to any unit of high school, village (neighborhood) Committee and township (street) civil affairs department for qualification review and build official seal. If it is a loan renewal, there is no need to review it. You can go directly to the county-level funding center for loan renewal procedures.

3. Sign a loan contract. After the seal, the student and * * * together with the borrower go through the loan formalities at the county-level rescue center.

This answer is provided by Fuguihua, I hope it will help you. Youyouhua, as the credit brand of Xiaoman Finance (formerly Baidu Finance), provides users with convenient, fast and safe Internet credit services with a maximum loanable amount of 200,000 yuan.

How to repay the student loan of China Development Bank?

1. Alipay repayment:

(1) You can recharge your student loan Alipay account from 1 to 20/every month. From 2 1 to the end of each month, the system will deduct the corresponding amount from your account and deposit it in China Development Bank for repayment.

(2) Log in to Alipay official website, find "Student Loan Repayment" in the "Application Center", select "I want to repay" and follow the instructions on the page.

2. Manual repayment: the loan applicant or * * * and the borrower hold the loan contract and ID card to the local education bureau for repayment.

After using Alipay to repay, the repayment status of China Development Bank system can be updated at the end of the month. If you need to log in to the system for inquiry, you can inquire at the end of this month or early next month.

First, the national student source credit student loan refers to the student loan issued by the National Development Bank to eligible freshmen in colleges and universities and students in counties (cities, districts) where students are registered. The loan from the student's place of origin is a credit loan. The student and his parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.

Second, the loan conditions

1. Students who apply for student-origin credit student loans in their places of origin must meet the following conditions: they have China nationality;

2. Honest and trustworthy, law-abiding;

3. Approved, according to the relevant provisions of the state, the realization of higher education education has been established. Full-time undergraduate colleges, junior colleges, vocational schools and junior colleges in and outside the region officially recognize the true admission notice, and legally and effectively obtain freshmen or students who have studied, graduate students and second bachelor's degree students;

4 students and their parents (or other legal guardians) registered in the same county (city, district);

5. The family is in financial difficulties, and the income is not enough to pay for the tuition and accommodation needed to complete their studies at school.

Iii. Loan amount: increase the national student loan amount to 12000 yuan for undergraduates, junior college students, preparatory students and 16000 yuan for postgraduates, ranging from 1000 to 12000( 16000). In principle, it can be used for students' tuition and accommodation during school. College students who have obtained national student loans in the same year may not apply for student-origin credit student loans at the same time. Loan term: the loan term is school education plus 15 years, with a maximum of 22 years. The grace period is 5 years.

(operating environment: iphone xa 14. 7. 1 AliPay 10.2.38)

Extension process of student loan in China Development Bank

First, students need to log on to the student loan website of China Development Bank. If they don't apply for a student loan at CDB, they may not be able to apply for an online loan extension.

After successfully logging in, students need to click "Personal Information Change" on the homepage, and then check whether their personal information needs to be changed or improved. After that, students need to click "Loan Application"-"Add", and then start to fill out the loan extension application. It should be noted that when filling out the loan extension application form, students also need to log in to the online student service system and fill out a "loan extension statement". The main content of the loan renewal statement is to summarize and state the students' thoughts and progress in the past year and the current family situation. Not less than 100 words.

Upon completion, students can submit a complete loan extension application, which will be reviewed by the Student Financial Assistance Center. Students are advised to submit an application for loan extension as soon as possible. If there are any missing information or other problems, please resubmit the loan extension application.

This concludes the introduction of CDB Student Loan and CDB Student Loan Website. Did you find the information you needed?