1. First of all, it must be clear that both ordinary residents' medical insurance and college students' medical insurance can be reimbursed in different places.

2. Now the medical insurance has been networked all over the country, and it can only be paid once a year. Because the school pays fees in September every year, residents' medical insurance pays fees at the end of each year. Therefore, after the start of school, after the medical insurance expenses and tuition fees are paid together, the medical insurance in my hometown can no longer be paid.

3. School medical insurance is also the medical insurance for local urban residents where the school is located, and they enjoy the same rights and interests. Moreover, the reimbursement rate of the school doctor's clinic and the school hospital is very high.

4. It is relatively convenient for college students to choose school medical insurance when they stay in school for a long time and in the city where the school is located. Even if you meet an emergency when you go back to your hometown in winter and summer vacation, you can pay for it yourself and then apply for reimbursement.

If the school and hometown are the same city, it doesn't matter whether you are at home or at school, mainly depending on the size of the school clinic and school hospital.

Legal basis:

In accordance with the general requirements of the CPC Central Committee and the State Council on accelerating the establishment of a social security system covering urban and rural residents and carrying out the pilot work of basic medical insurance for urban residents, the Guiding Opinions of the State Council on Carrying out the Pilot Work of Basic Medical Insurance for Urban Residents adheres to the principle of voluntariness and includes college students in the pilot scope of basic medical insurance for urban residents.