Borrowing money through the peer-to-peer lending platform requires some female college students to borrow money "naked" (using nude ID cards as collateral). If you don't repay the loan within the time limit, you will be threatened to publish nude photos to your family and friends, and the weekly interest on the loan will be as high as 30%. With the convenience of the Internet, the online lending platform meets the financial or lending needs of both the fund supply and demand sides. There is no such thing as good or bad.
However, in the face of this special group of college students, campus online loans are gradually becoming stale. Before borrowing, the threshold is extremely low and the risk is not clear. There is even a private agreement between the two parties, and providing nude photos can increase the loan amount. After borrowing, high interest and opaque charges lurk. If it is overdue, debt collection means everything.
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Campus online loan related information:
1. Strengthen the scientific management and system guarantee of student financial aid, effectively improve the level of student financial aid, ensure the implementation of various national financial aid policies, and meet the needs of students with financial difficulties such as tuition fees and living expenses.
2, fully tap the resources inside and outside the school, raise special funds, as a useful supplement to the national funding policy system, establish and improve the funding model that has both * * * sexual needs and can reflect individual differences to meet students' developmental needs such as expanding learning, innovation and entrepreneurship.
3. Cooperate with financial institutions, actively explore the construction and development of campus community banks, and provide students with financial lending services with smooth channels, convenient procedures and reasonable interest rates to meet their temporary needs.
People's Network-People's Daily Economic Review: Campus online loans should not make convenience a hidden danger.