Basic knowledge of financial investment, basic knowledge of investment and financial management ppt At present, China Merchants Bank has many ways of personal investment and financial management. Different products have different investment starting points and corresponding risk levels. I suggest you consult the financial manager of our outlets. If you want to make a breakthrough in personal investment and financial management, you must learn more skills. To systematically learn the basic knowledge of investment and financial management, you can buy some financial magazines, financial magazines and so on. These are good choices, which allow us to flexibly apply the financial knowledge we have learned to the actual financial investment, gradually form our own unique financial management style, and choose financial products suitable for our investment.

Keep the accounts at hand. Now is the era of mobile Internet. We have financial management opportunities anytime and anywhere. We can use our free time to record our daily expenses through our mobile phones and make a detailed analysis every week or quarter. Which expenses are necessary and which are unnecessary. After a long time, it is very important for personal investment and financial management to master the law of personal consumption and avoid excessive consumption. Rational planning of assets In the case of planning, rational allocation of investment can increase wealth. We should plan our living expenses reasonably and learn to spend money to earn more money. Reasonable planning of idle funds. Try to use it to improve the efficiency of capital use.

The short-term investment of the working class often has less time and fixed income, and personal investment and financial management are more conservative. If they don't have much time to manage their investment, they should at least understand the principle of financial management and choose to buy some short-term financial products with stable income. More cost-effective than survival. To reduce debt, it is necessary to reduce the consumption of overdraft behaviors such as credit cards. With tomorrow's money, we can predict the future wealth, which means that every time we swipe our credit card, we have an extra debt. If we don't pay back on time, high interest rates will make you bear more debts. So try to reduce the consumption of this behavior.

Reducing the risks associated with high-yield wealth management products and high-risk investment is also quite high. For personal investment and financial management, if there are not many idle funds, it is recommended to choose financial products with low risk and stable income. Because once the investment fails, we may lose everything, which ordinary people can't afford. Therefore, it is necessary to reduce high-risk financial investment products. The above is the introductory knowledge of personal investment and financial management shared by Bian Xiao. I hope that everyone will pay more attention to the above aspects when doing personal investment and financial management, and choose appropriate financial management methods according to personal financial management goals.