Application conditions for college students' entrepreneurial loans:
1. College degree or above;
2. Not employed for more than 6 months after graduation, and registered as unemployed in the local labor and social security department;
3. Recipient:
First, the loan application place;
The second is business license and business license ability;
Third, and most importantly, the projects invested by entrepreneurs already have their own funds.
Only those who meet the above conditions can apply to the bank.
Second, what are the conditions and processes of college students' entrepreneurial loans? How long will it take to approve?
Encouraged by national policies, there are more and more flexible employment forms for college graduates, and self-employment is a good employment form. Chongqing also provides preferential policies for college graduates to start businesses. College graduates can enjoy financial discount when they apply for starting their own businesses. The brief content is as follows. 1. Application conditions: 1, college degree or above; 2. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department. Second, the loan term: the small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years. No longer enjoy financial discount after 2 years. Third, the loan method: the way for college graduates to start their own businesses is to guarantee and mortgage (pledge) loans. Four, the specific operation method can be consulted to the local labor and social security bureau. In addition, there are other preferential policies for college students' entrepreneurship. For example, those who are engaged in self-employment will be exempted from administrative fees for industrial and commercial registration management within 1 year; Self-employed individuals and self-employed individuals can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.
Iii. Policies to encourage college students to start businesses 20 17
The following is my 20 17 policy to encourage college students to start businesses. Welcome to reading. For more related content, please pay attention to the policy column.
20 17 the policy of encouraging college students to start businesses is to improve the ecological environment for innovation and entrepreneurship. National high-tech zones actively create a good environment for the development of high-tech industries and an ecosystem conducive to innovation and entrepreneurship. Through "Torch Innovation Project of Science and Technology Service System" and "Entrepreneurial China Action", efforts have been continuously intensified in resource gathering, platform construction, talent introduction and policy improvement, so as to promote the large-scale and systematic development of science and technology services at a brand-new starting point. The national high-tech zone's scientific and technological service capacity has been gradually enhanced, the development environment of service institutions has been continuously optimized, and the integration of scientific and technological service resources has achieved initial results, which has promoted scientific and technological entrepreneurship, enterprise innovation, industrial upgrading and the development of strategic emerging industries.
A large number of high-tech enterprises have emerged through the construction of new innovative and entrepreneurial carriers such as creative space and entrepreneurial community, and the comprehensive construction of high-tech transfer and transformation channels and industrialization platforms. In recent years, new incubators emerging in high-tech zones have effectively broken through basic services such as physical space and business agency. Relying on the Internet and open source technology platforms, they have provided entrepreneurs with low-cost, convenient and open entrepreneurial space and increased opportunities for entrepreneurs to communicate with each other. At present, the National High-tech Zone has formed a large number of entrepreneurial communities to accommodate entrepreneurs, investors and entrepreneurial mentors, thus maximizing the value of agglomeration effect. The national high-tech zone has really set off a new wave of "mass entrepreneurship and innovation".
20 17 interpretation of the latest college students' entrepreneurship policies in different regions
Heilongjiang: College students can be transferred to related majors first, allowed to retain their school status and drop out of school, and enjoy the national self-employment support policy like graduates. By 2020,110 new college graduates will participate in entrepreneurship training. Harbin subsidizes college students' entrepreneurial projects. College students who start a business in Harbin and start a business in cities and towns will be given a one-time subsidy of 2000 yuan for their entrepreneurial projects; In order to encourage college students to return to China for innovation and entrepreneurship.
Give a one-time subsidy of 3000 yuan to college students who return to their hometowns (towns and below) to start businesses. Excellent and key scientific and technological entrepreneurial projects with high scientific and technological content and great market potential, which can form economic growth points in a short time, will be funded by 200,000 yuan to 300,000 yuan after evaluation; Carry out college students' entrepreneurship competition and typical selection activities for college students' entrepreneurship, and vigorously support online entrepreneurship.
Jiangxi: College students can keep their school status for up to 7 years when they leave school to start a business. Every year, the government injects/kloc-0.00 million yuan to enrich the youth entrepreneurship and employment fund, and focuses on supporting/kloc-0.000 college students to return home to start businesses every year.
Tianjin: Companies with registered capital of less than 500,000 yuan for college graduates and returned overseas students can register with zero down payment, open up a "green channel" and support self-employment.
Hangzhou City, Zhejiang Province: If college students apply for free entrepreneurship funding, the funding amount will be increased from the original maximum of 65,438+10,000 yuan to 200,000 yuan; "Implementing the rent subsidy mechanism"-the government of the city where the College Students Pioneer Park is located provides enterprises with 50 square meters of free housing for two years. For those who rent a house and start a business outside the Pioneer Park, the local taxation finance will give rent subsidies according to the standard within two years. The subsidy standard is 1 yuan/m2/day in the first year and 0.5 yuan/m2/day in the second year (65448 if the actual rental area exceeds 100 m2). If the rent subsidy exceeds the actual rental fee, it shall be subsidized according to the actual rental fee).
Sichuan: College students can enjoy 1 10,000 yuan business start-up subsidy, business start-up training subsidy and interest subsidy for college students' business start-up guarantee loans.
Fujian: 2065 438+04-2065 438+07, 30,000 college students were encouraged to start businesses, and 50 business incubation bases (business parks) were supported in all parts of the province and universities. Provide incubation services for 1000 entrepreneurial college students every year, and select and fund a number of high-quality college students' entrepreneurial projects.
Nanjing, Jiangsu Province: The special fund for Hexi Financial Cluster has been expanded from 60 million yuan per year to 654.38 billion yuan per year. Jianye district Finance will allocate 30 million yuan each year to set up special support funds to support college students' entrepreneurship, such as small secured loans and interest subsidies. All college students who start a business in jianye district are given a business start-up subsidy according to the standard of 1 1,000 yuan per person. Where the municipal acceptance assessment is "College Students Pioneer Park", a one-time incentive subsidy of 300,000 yuan will be given.
Shaanxi: College graduates can receive SYB module training ("Start a Business"), successfully start a business within 6 months after passing the training, provide no less than 3 follow-up guidance services within 6 months after opening, and if the business start-up unit (enterprise) is operating normally, the business start-up training institution will give subsidies according to 800 yuan/person; Everyone can enjoy it once a year; Organize relevant experts to demonstrate entrepreneurial projects, provide information consultation during the opening process, and guide the industrial and commercial and tax registration procedures; Individuals who start their own businesses and meet the requirements for applying for small secured loans may apply for loan support of no more than 65,438+10,000 yuan; A partnership enterprise or organization for employment may apply for loan support of not more than 500,000 yuan.
Shandong: Expand the support scope of provincial college students' business incubation bases and business parks, and encourage the government, universities and enterprises to build a number of business incubation bases and business parks with good incubation conditions, strong carrying capacity and integrated business guidance services through financial awards, so as to provide excellent business platforms for workers. Hefei, Anhui Province: Provide entrepreneurship training, rent, water and electricity subsidies, and provide college students with a small secured loan of up to 65,438+10,000 yuan.
Inner Mongolia: Focus on supporting college students to start businesses in emerging formats, and support social forces to hold entrepreneurship training activities such as entrepreneurship salons, entrepreneurship classes and entrepreneurship training camps. The first business incubator for college students is expected to be completed in June 20 16. By then, college students in the city can directly enjoy a number of "policy red envelopes" such as rent reduction and exemption.
Xinjiang: Building a business incubation base in Tianshan District can not only provide a venue for entrepreneurs and give policy help, but also allow college students to do business practice and accumulate experience for their future entrepreneurship.