Loan amount, term and interest rate

Not less than 1000 yuan and not more than 6000 yuan per person per year; The application amount cannot exceed the total tuition and accommodation fees. The longest loan term shall not exceed 14 years. The interest rate is based on the benchmark interest rate of RMB loans stipulated by the central bank. During the school period, the interest is fully subsidized by the finance, and after graduation, the interest is borne by the borrower.

Conditions for applying for student-origin credit student loan

1. The lender has full capacity for civil conduct; Honest and trustworthy, law-abiding.

2. Freshmen or students who have been officially admitted to full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, the list is subject to the announcement of the Ministry of Education) and have obtained a true, legal and effective admission notice.

3. The borrower, * * and the borrower's pre-school household registration and their parents (or other legal guardians) household registration are all in the county (city, district).

4, family economic difficulties, in line with one of the following characteristics, and provide corresponding proof materials:

(1) Rural poor households and urban low-income households (proof materials: urban and rural low-income passbook or poverty proof materials issued by township civil affairs offices and neighborhood committees).

(2) Orphans and disabled families (certification materials: orphan certificate, disability certificate or certificate of township civil affairs office and neighborhood committee).

(3) Suffering from natural and man-made disasters, resulting in heavy losses, unable to afford the students' fees (certification materials: certificates from township civil affairs offices and neighborhood committees).

(4) Family members suffering from serious diseases (proof material: diagnosis certificate of hospitals at or above the county level).

(5) The creator of the family's main income loses the ability to work for some reason (proof material: certificate from the township civil affairs office and neighborhood committee).

(6) Single-parent families with no stable income (certification materials: certificates from township civil affairs offices and neighborhood committees). (7) Families with unemployed parents or one of them (certification materials: certificates from township civil affairs offices and neighborhood committees).

(8) The total cash income of the family in the previous year was less than 8,000 yuan (proof material: certificate from the township civil affairs office and neighborhood committee).