College students studying in the city where they live, if they have participated in the new rural cooperative medical system or other medical insurance, they don't have to pay medical insurance for students. Medical insurance for college students has been incorporated into the basic medical insurance system for urban residents. You can only choose one of the new rural cooperative medical system and college students' medical insurance when reimbursing. According to the Social Insurance Law of People's Republic of China (PRC), the state has established a social insurance system, including basic medical insurance, to ensure that citizens get material help in case of illness. The basic medical insurance fund is jointly established by units and individuals with the same payment. When the insured falls ill, the medical insurance institution will give economic compensation to reduce the burden of medical expenses and prevent poverty due to illness.
Coverage of medical insurance:
1. Medical insurance for urban employees: covering employees and retirees of urban enterprises, government agencies and institutions;
2. Medical insurance for urban residents: it mainly covers non-employed urban residents, including minors, students, the elderly and the unemployed.
3. New rural cooperative medical system: for rural residents, aiming at alleviating poverty caused by illness and returning to poverty due to illness;
4. critical illness insurance: Insurance for patients with major diseases to alleviate the economic pressure caused by high medical expenses;
5. Medical insurance for flexible employees: medical insurance for flexible employees such as individual industrial and commercial households and freelancers.
To sum up, college students have participated in the new rural cooperative medical insurance or other medical insurance in their cities, so they don't need to pay medical insurance for them, because according to the Social Insurance Law of People's Republic of China (PRC), the state has established a social insurance system, including basic medical insurance, with the purpose of establishing a fund through joint payment to ensure that insured citizens get economic compensation when they are sick, reduce the burden of medical expenses and prevent them from returning to poverty due to illness.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.