1. Can college students apply for a credit card?

Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. Nowadays, many universities have special card business for college students. This is unconditional credit card processing. College students only need to bring their personal documents and student ID cards to the bank, but the amount is often not high.

In other words, college students can also apply for credit cards.

Second, the main conditions for handling credit cards:

1. 1. Require 18-year-old citizens with civil capacity.

2. Require stable income and provide proof of income, prove repayment ability and refer to the setting of credit card limit. If you have successfully applied for a credit card, you can apply for a card with a card, and the process will be much easier.

3, personal credit should be good, no bad record.

Whether you can successfully apply for a credit card is also related to your occupation, such as security guard, self-employed, farmer and so on.

5. Foreign and overseas personnel and officers in active service should issue temporary accounts issued by local public security departments or certificates issued by relevant departments, and provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.

3. What aspects should college students pay attention to when handling credit cards?

Charge of credit card: After the credit card is processed and successfully opened, if you don't use it enough, the bank will generally charge you an annual fee, and the annual fee of each bank's credit card is different.

Moreover, the grades of credit cards are different, and the annual fees charged are different. The higher the grade, the higher the annual fee of the credit card.

In addition, the handling level of credit cards must be within the scope of their repayment ability, and attention should be paid to keeping the contract and forming a good credit consumption record.

4. How to apply for a credit card?

Credit card applications can be processed through the bank counter or online.

Counter handling: you need to bring your ID card to the bank, explain your purpose to the staff, and fill out the credit card application form according to the requirements of the staff. Usually there will be a reply in half a month. If the application is successful, you will receive the corresponding letter with credit card within one month.

Online application: Just open the bank's app, find "Apply for Credit Card" in the interface, click Enter, and follow the prompts to enter information to submit the application.