We should establish a correct concept of consumption. Don't buy things that have no real needs, and don't spend in advance for vanity. More can't have a heart of comparison, for high-end mobile phones, brand-name cosmetics, brand-name clothing and free consumption. In terms of consumption, robbing Peter to pay Paul will only make your life more embarrassing. Do not cultivate the habit of paying with flowers. Correct consumption concept can help you avoid the trap of campus loan in a good way.

2.

Put an end to installment shopping. Installment payment not only brings convenience to consumption, but also brings consumption traps. Some of them include service fees, installment fees, guarantee fees and other fees. Accumulated in installments, it is much more expensive than cash payment, and some will be as high as 30% or more of the commodity price.

3.

We should follow the consumption principle of "living within our means and rational consumption". Don't overspend, keep up with other students.