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Extension time of student loan in 2022
I. Extension time of student loans in 2022

1. Renew the loan (students who have obtained the loan in previous years and continue to apply): The application time is from July 23rd to August 10 (excluding weekends). 2. New loans (freshmen and students applying for loans for the first time): the application time is from August 12 to September 2 (excluding weekends): 2. Three. The loan application is not accepted: 1. Families own cars, decorate luxurious buildings and own or use high-end communication tools. 2. They buy or rent computers with high configuration and high price for a long time (except for special majors). They buy luxury goods such as high-end entertainment appliances, high-end fashion, jewelry or high-end cosmetics. They often eat in hotels and travel during holidays. 5. They have other high consumption behaviors or extravagant consumption behaviors. Four. Student-origin loan amount: the loan amount applied by full-time college students (including students with second bachelor's degree and higher vocational education) shall not exceed 8,000 yuan and not less than 1 1,000 yuan per year for full-time graduate students, and not more than 1 1,000 yuan per year. The Municipal Education Bureau held a special meeting yesterday, saying that the education departments of all districts in the city are ready to carry out the work of student-origin credit loan, and eligible Wuhan registered college students can apply from September 3. Student-origin credit student loan refers to the student loan issued by Hubei Branch of China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. The characteristics of this kind of student loan are: first, it is a credit loan, which does not need guarantee, but only needs the parents or legal guardians of the students to form a borrower with the students; Second, the loan period is long. The loan period is determined by the full-time undergraduate years plus 10 years, and the longest loan period can reach 14 years. Third, all the students admitted to colleges and universities in our province will be included in the scope of China Law Open, so as to make the best use of their loans (this makes it clear that colleges and universities include all full-time ordinary undergraduate colleges, higher vocational schools and junior colleges, including private colleges and independent colleges, which are approved to set up and implement higher education according to relevant state regulations). Application materials for new students: 1, original and photocopy of the admission notice 1, and relevant notices on the payment of tuition and accommodation fees by colleges and universities; 2. 1 original application form signed by the borrowing student himself and stamped with the official seal of the village (neighborhood) committee (the application form comes from the online system of student-origin loan students, and cannot be filled in manually except for the column of signature and qualification examination); 3. Original and photocopy of ID cards of students and borrowers (parents or other legal guardians). ), as well as the original account book; Students in school: 65,438+0, the original and photocopy of student ID card 65,438+0 (the original student ID card issued by the school will be replaced if the student ID card is lost), 2, the original application form signed by the borrowing student himself and stamped with the official seal of the village (neighborhood) Committee 65,438+0 (the application form is derived from the online system of student-origin student loan, and no signature is allowed. 3. Original and photocopy of ID cards of students and borrowers (parents or other legal guardians). ), the original household registration book (if the student's household registration has moved out, but there is no note in the household registration book, the household registration certificate issued by the township/street police station is required).

2. What materials do you need to apply for a student loan for the second time (detailed)?

Need to apply for a student loan again:

The second application, like the first one, is the first time to borrow a student with a list of admission notices: the student does not need to pass the qualification examination, but only needs to submit an application form signed by himself and a power of attorney from the student (or * * * and the borrower) who can't borrow the student. Proof of poverty-stricken units: Students who apply for loans for the first time need to go to any unit of high school (fresh high school graduates only), village (neighborhood) committee and township (street) civil affairs department for qualification examination and build official seals.

1. What materials do you need for a student loan?

1, loan application form (students can log in to the online department of student loan)

2. Proof of family financial difficulties (students who pre-apply for student-origin credit loan in senior three do not need to provide it);

3. ID cards of the borrowing students and * * * borrowers;

Certificate or admission notice;

5. Household registration book (if the borrower and the borrower are not in the same household registration book, both household registration books are required).

2. What is the meaning and processing time of student-origin student loan?

Student-origin credit student loans refer to student loans issued by financial institutions such as China Development Bank to eligible freshmen and students in colleges and universities (hereinafter referred to as students). Students and their parents apply to the academic institutions in the county where the students study to help the students with financial difficulties pay the tuition and accommodation fees they need during their studies at school.

Student-origin credit loan is a credit loan, which does not need guarantee and mortgage. Students and parents are the same borrower, and both have the responsibility to repay.

"The application time for student-origin student loans begins in July each year, and the cut-off interest rate is the benchmark interest rate of RMB loans announced by the People's Bank of China at the time of loan issuance. Since the loan is made once, the adjusted interest rate is the benchmark interest rate of the same grade loan announced by the People's Bank of China on the adjustment date. "

Three. When is the second loan time for 2 1 students?

Judging from the situation in previous years, the deadline for student loans in different provinces is not exactly the same, but it is generally before the start of school in September. In addition, the pre-application for student-origin student loans may be earlier. Under normal circumstances, the renewal time is from the middle and late July to the beginning of August. However, there are different regulations on the renewal of students' loans in different regions, and local funding centers need to be consulted for details.

Four, this year's student loan is divided into two phases, when is the second phase of funding?

Isn't this student loan a one-time payment? Where did the second time come from?

Anyway, my Jiangxi account will be paid at one time, which is about 1 1 month.

You should be talking about grants, right? The financial aid of our school is divided into two parts, 65438+ 10 and once in August.

Let's see what others say.