So I actually disapprove of the psychology of spending in advance, just as we should do as much as we can, and we need to pay back what we spend in advance. It doesn't mean that you don't have to pay back the money you spend, so it will create a situation that you can borrow money to buy it first and wait until next month to pay back the borrowed money. But every time it is such a mentality, the money owed will be more and more, and there is no way to pay it back.
Now there's a new rule. It's clearly stipulated that you can't lend money to college students. I know that flowers can be used for online consumption, but I'm not very clear about borrowing flowers. It may be the kind that can be withdrawn directly, and it should be similar to a credit card or something. It's actually good to restrict college students like this. The reason why we want to ban college students is mainly from the following aspects.
First, control the consumption of college students. You know, for college students, most of them have no financial resources, and they rely on their parents to give them to themselves. In fact, the expenses during college are very large, but very small. After all, everyone's spending power and level are different, so there is no accurate amount. Once the use of flower buds by college students is controlled, they may pay attention to it when spending, otherwise they will have scruples about going home when they have no money, which will play a certain control role.
Second, avoid consumption caused by comparison. In fact, it is easy to develop the psychology of comparison during college, and it is easy to blindly consume because of the influence of the surrounding environment. However, once these advanced consumption is controlled, everyone will consider their own economic strength when spending, and they will converge. ?