1, commercial bank
Commercial banks include four major banks and joint-stock banks, city commercial banks and domestic branches of foreign banks. It is a good choice for graduates to enter the four major state-owned commercial banks first, because they have certain banking experience and professional background, and then the possibility of going to joint-stock firms or foreign banks in China will increase.
City commercial banks and joint-stock commercial banks are flexible and pragmatic. It is suggested that students interested in the four major state-owned commercial banks can focus on commercial bank management, international finance and monetary policy.
2. Insurance companies
Insurance companies can refer to the analysis of commercial banks. With the experience of insurance marketing and risk management, there are still many things to be done under the opportunity of the rapid growth of domestic joint-stock insurance institutions and the entry of foreign insurance institutions. Actuarial specialty is very popular.
3. Academic research
Government administrative agencies, such as finance, auditing, customs and other departments. Teachers majoring in finance in colleges and universities and researchers in research institutions.
Generally speaking, universities and research institutes are the first choice for students who are interested in doing academic work.
4, supervision and management institutions
Entering the industry supervision and management department should be the first choice for financial graduate students. Finance is based on macroeconomics and macro-control of financial markets, and its professional application is easy to get started.
5. Policy banks
Policy banks such as Development Bank and Agricultural Development Bank are also better choices. However, the nature of work is similar to that of civil servants, and financial business is not prominent. It is a place to eat by policy.
6. Finance companies
Securities, trusts and funds have industry systemic risk factors, with high short-term returns but high risks. If you want to develop professionally and make achievements, working in this industry is an excellent choice. Many fund managers and investment bank managers earn more than one million yuan a year.
Students can choose the professional direction of securities investment, financial market and financial engineering, and if they are majoring in financial management and master of law (if they are majoring in financial economy), they are also good choices.
7. Asset management companies
The four major asset management companies are similar to policy banks, and their initial purposes and functions are gradually weakening. The financial leasing and guarantee industries are developing rapidly and can be considered to enter.
Of course, if you have experience in banking and securities, you will be more successful in this industry.