Full-time college students (including second bachelor's degree and higher vocational students, the same below) apply for a loan amount of no more than 8,000 yuan per person per year; If the sum of tuition and accommodation fees is less than 8,000 yuan per year, the loan amount can be determined according to the sum of tuition and accommodation fees.
Full-time graduate students each apply for a loan amount of no more than 12000 yuan per year; If the sum of annual tuition and accommodation fees is less than 12000 yuan, the loan amount can be determined according to the sum of tuition and accommodation fees.
Proportion of national student loans
The national average subsidy ratio of full-time college students' national student loans should be equivalent to that of that year, and the subsidy ratio of all regions and universities should be equivalent to that of their own regions and universities.
The proportion of national student loans for full-time graduate students is determined according to the coverage of scholarship policies such as national scholarships and academic scholarships and the situation of students with financial difficulties.
Full-time college students are not allowed to apply for national student loans and student-origin credit student loans repeatedly in the same academic year, and they can only choose to apply for one of them. In principle, full-time graduate students apply for national student loans on campus.
Extended data:
Application for national student loan:
(1) The reasons for the application should include the family's financial situation. It should not be too simple, but it should be written sincerely.
(2) The written content cannot contradict the content in other materials.
(3) The application cannot be changed.
2. College students and families questionnaire:
(1) The handwriting of this questionnaire shall not be changed, erased or added.
2. It must be filled in with a carbon pen or a black signature pen.
(3) build the official seal of the civil affairs department.
The official seal of the civil affairs department must have the words of civil affairs (such as Civil Affairs Bureau and Civil Affairs Office), and the business seal is invalid.
Note: If the local civil affairs department is revoked for some reason and changed into the Social Affairs Department, it can be stamped with the seal of the Social Affairs Department, but at the same time, the local government (at or above the township level) should issue an explanation of this situation.
(4) The names of the loan students themselves and their parents must be exactly the same as those on their respective ID cards.
5] The poverty certificate shall indicate the specific population of the family.
If the family population includes grandparents, and the father or mother of the loan student is an only child, an only-child certificate must be provided. If the parents are not only children, the alimony shared by the parents shall be calculated as family expenses.
Married brothers and sisters are generally not included in the family population.
Grandparents had better not be included in the family population.
The per capita monthly income of families is lower than that of 350 yuan. If brothers and sisters are counted in the family population, if they have income, their income should be counted.
(7) The population in the questionnaire should be consistent with the population in other data and should not be inconsistent or confused.
Divorcing parents should fill in the names of both parents in the questionnaire.
3. A copy of the identity cards of the father and mother;
(1) If the ID card has expired, you can use a copy of the household registration book (with the ID number of your parents on it) to replace it with a fresh seal of the police station.
(2) If the parents are divorced, provide the parents' divorce agreement (or judgment) and copies of their parents' ID cards.
Note: If the divorce agreement or judgment is inconsistent with the actual child support, it should be indicated in the corresponding documents.
(3) If one parent (or both parents) dies, the deceased shall be indicated in the poverty certificate, and a death certificate with fresh seal shall be issued by the police station.
The death certificate shall at least include the following contents: the father or mother of xxx (the name of the borrower) died on X, X, X, and finally the public security organ shall affix the special seal for household registration of the police station.
4. Student ID card and copy of student ID card:
A copy of the student ID card should be stamped with the seal of the Student Financial Assistance Center. (handled by the Student Affairs Office)
5. Copies of ID cards of two witnesses:
Of the two witnesses, 1 is a school teacher and 1 is a school classmate.
6./kloc-Students under the age of 0/8 will not be granted loans.
Employment certificate and low guarantee are not necessary materials for applying for a loan, but it will be easier to apply for a loan if the above documents are provided.
⒏ For students who have already applied for credit cards, the bank will not issue loans unless the following conditions are met: the credit card issuer issues a certificate that "income proof and guarantee are not required for applying for credit cards, and the data records in the bank credit information system are incorrect".
(9) The national student loans provided by China Agricultural Bank and other banks shall be applied once and distributed year by year. Each student has only one loan opportunity, that is, students who have successfully obtained loans may not apply again.
⒑ All materials shall not be faxed.
(1) All copies (except the ID card copy) must be stamped with the red seal of the corresponding authority.
Remarks:
1. All materials need A4 paper, and materials that are not A4 paper can be pasted on A4 paper.
4. Every copy should be clear.
3. Writing should be neat and standardized, and written with carbon ink or black pen.
4. The seal on each material must be clear.
All forms should be consistent, not contradictory.