1. Choose the right time: choose a private and relaxed environment and time to confess with your family, so as to ensure that they can listen attentively and understand your situation.
2. Explain the situation honestly and frankly: tell your family frankly about your predicament, including details such as loan amount, interest, repayment period, etc. Avoid concealing or exaggerating facts. Understanding will make your family more willing to help you.
3. Provide solutions: While confessing to your family, propose solutions that you have considered. This may include negotiating with borrowers to reschedule repayment plans, seeking low-interest loans and finding part-time jobs.
4. Seek support and help from your family: Your family is the closest person to you, so please sincerely ask for their support and help. They may provide financial assistance, work with you to make repayment plans or provide suggestions.
5. Self-improvement: It shows that you are actively taking action to solve the problem. If your family sees that you are trying to improve your financial situation, they will be more confident and willing to support you.
Summary:
Frankly explaining the dilemma of online loan repayment to family members is the first step to solve the problem. At the same time, finding the right time, providing solutions and seeking their support and help are all key. Remember, credit score also plays an important role, so checking your comprehensive credit score of big data can improve the probability of successfully solving problems.