In recent years, false information such as "high-paying part-time job" and "recruiting holiday workers" will be seen on the internet and bulletin boards. Some college students want to get in touch with society and exercise themselves in order to exercise their abilities and reduce the financial burden of their families, so they will take the initiative to contact these people who publish information. For the college students who just bid farewell to the relatively closed and depressed high school environment and entered the colorful university campus, they lack social experience and life experience, and these scammers just take advantage of this characteristic of college students and set traps to lure them into the trap step by step. When these victims realized that they had been cheated, it was too late.

(2) The legal awareness is relatively weak, and the warning education is relatively backward.

Students in senior high school mainly focus on cultural courses, and parents and schools are also strict in management, so students rarely involve relevant cases and legal knowledge. After entering the university gate, most students are far away from their parents and start a relatively free and colorful university life. When they encounter fraud, they can't tell the truth the first time. They prefer to ask friends and classmates for help. They won't tell their families unless they have to, let alone contact the police. This invisibly brings difficulties to the police's next investigation and gives criminals more opportunities.

At present, colleges and universities also attach great importance to warning education and carry out various activities to enable students to do a good job in prevention. However, some students always feel that these cases are far away from themselves, and they are glad that they will not happen to themselves. At the same time, the anti-fraud education in colleges and universities is basically carried out through lectures, theme class meetings, publicity and education and other traditional forms, which is not attractive to students. Part of the teaching content is out of touch with the times, so it is difficult to keep up with the development of the Internet and cannot play a preventive and warning role. However, there are more and more channels for students to obtain information, and there are more and more channels and forms of being cheated. Students gradually lose interest in warning education and pay no attention to it.

(3) vanity and comparison psychology.

In the era when material life is extremely rich, blind comparison and vanity undoubtedly reflect the psychological characteristics of college students. In real cases, many college students swipe their credit cards for brand-name mobile phones and high-end cosmetics. When they have no money to pay back their credit cards, they often turn to various campus loans and micro-loans that can be seen everywhere on campus. There are still many college students, in order to improve their quality of life, looking for opportunities to do part-time jobs everywhere, and being defrauded by criminals for high referral fees. In the final analysis, it is all vanity.

(D) Utilitarianism education leads to college students' imperfect personality.

The rise of China needs more talents, while school education tends to train students into "talents", but lacks "human" education, which leads to the serious phenomenon of giant baby in today's society and the low discrimination ability of college students. Examination-oriented education is more about instilling knowledge into students than teaching them how to think independently. Therefore, even in the face of extremely simple online fraud, many college students are deceived.