At present, China Pacific Life Insurance has introduced a variety of education insurance, including: talent growth, high school education with additional children, university education with additional children, and university education with additional children (dividend-paying).

It is actually a bit unreasonable to choose products according to insurance companies. If you want to know more, you can read here: "Are you ready for education if you want to give your children the best?" 》

At present, there are many kinds of education insurance in the insurance market, which are mainly divided into the following three types:

First, the most primitive and pure education fund provides education expenses during junior high school, high school and university, usually in the form of additional insurance;

Second, the education fund insurance with a fixed return can be used as the education expenses of children (during the school period-from self-insurance to the end of the education stage) and can also provide survival funds for adult children;

The third type is financial insurance, which has a strong investment and financial management function, and can also be used as a reserve of education funds, which can be collected as an education fund at a certain stage of children's junior high school, high school or university.

For the sake of children, it is suggested to give protection first, and then insure the education fund insurance for children on the premise of improving the basic protection for children.

It is suggested to insure the education fund insurance as soon as possible, and give priority to the insurance products that the insured has exemption responsibility. Not only that, products should consider the responsibility of disease and death protection in addition to education protection.