Application conditions for enterprise tax loans
First, the age of application is between 20 and 65.
2. It has an enterprise legal person who issues VAT invoices.
3. The business license of the enterprise is valid for 2 years.
Four, the normal tax payment for more than one year, the annual tax payment of more than 20 thousand, the establishment of diplomatic relations for less than two months, the enterprise rating above C.
The bank's individual tax loan amount is generally five to three million, and the specific loan amount is determined according to the tax amount. The interest is 3% to 7%, the term is 12 to 24 installments, and the repayment method is to repay the principal and interest with the loan.
Enterprise tax loan application materials
I. ID card
Second, the business license
Three. Enterprise national tax account number and password
Four, public account license, online banking, U shield, tax control panel, electronic key
Verb (abbreviation for verb) The e-mail address of the legal person.
Six, enterprise credit and personal credit
Seven. official stamp
Tax credit requirements
We can't have four in a year or two, three in a year, two in half a year or six in a year.
Second, there can be no overdue at present.
Three, the best operating loans can not exceed three.
Four, the enterprise debt can not exceed 5 million.
Five, the enterprise debt should not be too high, no more than two.
Six, can accept two small loans.
Tax loan application process
Log in to the national tax account password first to understand the tax information and credit rating of the enterprise.
Second, choose lending institutions.
Third, open a company account.
Fourth, the company's overseas visits.
Verb (abbreviation for verb) applies for bank record system.
Intransitive verb consent
Seven. loan
Problems needing attention in taxation and loans
First, the business license reserved by the basic household is consistent with the actual business address.
Second, the site can be visited at home.
Third, the telephone number of the tax bureau is financial, not legal person's. Legal person needs to change it into his own mobile phone, which must be consistent with the tax registration of legal person in the real name registration system.
Fourth, we can't owe taxes at present.
Five, a legal person with more than one enterprise can only apply for paying more taxes with one enterprise.
6. Loans will affect corporate credit.
7. Prohibited industries: coal mining, high energy consumption and high pollution industries, financial industry and real estate industry.
8. The registered capital of an enterprise shall not exceed 20 million.
At present, many banks have tax loan products. The following are some common bank tax loan products:
China Industrial and Commercial Bank Tax Flash Loan, Agricultural Bank Netjet Loan, China Construction Bank Tax Loan, China Bank Tax Loan, China Everbright Bank Tax Financing Loan, Ping An Bank Tax Loan, etc.
Many business owners confidently applied, but the results did not meet certain conditions and they were disappointed. They don't choose the right bank. Because they don't know the bank's products and which bank their qualifications meet, blind application will only increase the number of inquiries again and again, but it will ruin the credit information and make the application more and more difficult.
Generally speaking, corporate tax loans are mostly rejected by banks because of corporate tax payment and corporate credit investigation. There are many kinds of tax loan products, and it is a pure credit enterprise loan enterprise with fast loan, no guarantee and no mortgage. If you have any questions about tax loans, you can consult Yisheng Jin Fu Enterprise Loan Consultant.
Ps: from Yisheng Jin Fu.