First of all, control consumption, and make a consumption schedule at the beginning of the month, which includes your living expenses, usual piecemeal expenses and emergency expenses. After these are done, the remaining expenses will be separated from the planned expenses to avoid confusion again.

First, save money. In another notebook, write down your goal of saving money every month and how much money you should save after this semester. At the beginning of each month, transfer the money to another bank card and refrain from using it. Even if you can't help it sometimes, after this semester, you will have your own vault.

Second, do business. Communicate more with students who have the idea of making money, think of various ways, make a small plan, and do some small businesses at school, including selling daily necessities with others at school, or teaming up with others to do something convenient and beneficial for students, such as teaming up to help others get express delivery.

Third, investment. Under the condition of ensuring enough life and normal daily planning, invest the extra money. You can start with small investment and gradually accumulate experience for your future investment. Starting from a small aspect, you can gain some income and investment experience through your own experience, such as unbounded wealth, relatively stable, and low threshold, which is suitable for college students or friends who are new to financial management. It's not bad as an introduction.

Fourth, invest in yourself. The extra money can be used to buy things that are helpful to your future, such as books, or to enroll in some training courses to make up for some shortcomings and invest in your future.