College students' entrepreneurship loan is a preferential measure provided by the state to college students. In order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects.

Legal basis:

Notice of the State Council on Further Improving the Employment of College Graduates (V) Implementing and perfecting the entrepreneurship support policies. All regions and relevant departments should further implement and improve various entrepreneurial support policies, improve the entrepreneurial environment, and actively guide college graduates to start businesses. College graduates who hold the Employment and Unemployment Registration Certificate (marked with "Tax Policy for Self-employment" or attached with "Certificate for Self-employment of College Graduates") engage in self-employment within the graduation year (referring to the natural year where they graduated, that is, from 1 to 1 February 3/year), and the limit for three years is 8,000 yuan per household per year. From 20 1 1 year 1 month 1 year 1 year+February 3 1 day, the annual taxable income of college graduates is less than 30,000 yuan (including 30,000 yuan) Give full play to the positive role of the small secured loan policy in promoting employment. For qualified college graduates who start their own businesses, they may apply for small secured loans in accordance with regulations; Those who engage in low-profit projects can enjoy financial discount support, and the loan amount does not exceed 65,438+10,000 yuan. For partnerships and organized employment, the loan amount may be appropriately increased according to actual needs. It is necessary to further improve and perfect the linkage working mechanism of "small secured loans+credit community construction+entrepreneurship training". Conditional areas should increase financial input, actively introduce venture capital funds, explore the docking mode between financial funds and venture capital and college students' entrepreneurial events, standardize the development of private financing, and increase venture capital through multiple channels. It is necessary to further improve and implement preferential policies such as administrative fee reduction and exemption, appropriately relax market access conditions according to laws and regulations, and encourage college graduates to start businesses.