Can a junior college apply for a student loan? What are the processes? I have compiled the relevant contents below for your reference. Let's have a look!
Can a junior college apply for a student loan? 1. College students can apply for loans, and they can apply for national student loans.
Application conditions: Full-time undergraduates (including students in higher vocational colleges), second bachelor's degree students and graduate students in ordinary colleges and universities can apply for national student loans if they meet the following conditions:
(1) Family financial difficulties;
(2) Persons with China nationality and 16 years of age or older must hold Chinese identity cards;
(3) Having full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);
4. Honest and trustworthy, law-abiding, no illegal behavior;
⑤ Study hard and you can finish your studies normally.
2. Application materials: Students apply for a loan from the bank through the school after the new school year starts.
The following materials are required:
(1) national student loan application;
(2) A copy of my student ID card and resident ID card (the minor provides a valid identity certificate of the legal guardian and a written opinion agreeing to apply for a loan);
(3) my explanation of the family's financial difficulties;
(4) Proof of family financial difficulties issued by the relevant department where the student's family is located.
3. Application amount: In principle, the maximum amount of full-time undergraduate students per academic year is 8,000 yuan, and the maximum amount of full-time graduate students per academic year is12,000 yuan.
What is the duration of the national student loan? In principle, the term of the student-origin credit student loan is determined according to the academic system plus 13 years, and the longest is no more than 20 years.
The grace period for students to repay the principal and interest is three years after graduation, and the loan principal and interest are repaid in the fourth year after graduation. After graduation, students who continue to pursue their degrees during the repayment period should provide written proof to the county-level financial aid center or university financial aid center in time. After passing the examination, you can continue to enjoy the grace period of interest discount and principal repayment, and the maturity date of the loan remains unchanged.
Second, can junior college students borrow money to study? Authoritative answer
Yes ~ ~! !
Third, can junior college students borrow money to study? Authoritative answer
Yes ~ ~! !
Fourth, how can a junior college borrow money to study?
The so-called specialties, in China and undergraduate courses, are collectively referred to as colleges and universities. In fact, the process of applying for a national student loan is the same, whether you are a junior college or an undergraduate.
First of all, you should fill in the application form for students from poor families and print it out on the computer.
Then, with your * * * borrower, and the * * * borrower can be your parents, you can apply for a loan at the National Development Bank where your account is located. Among them, you and your borrower's ID card and your university admission notice should be brought. So you can apply for a loan to study.